693 E Silver Torch St, Meridian, ID 83646 Property Records

Ada County property record for 693 E Silver Torch St, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,926 sqft · built 2006
Lot Size	0.202 acres (8,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,900 (May 2020)
Tax Bill	$2,452 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R7689821020`

Property Details

APN / Parcel Number

Primary APN	`R7689821020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,926 sqft Living Area
Gross Area	3,915 sqft
1st Floor Area	1,739 sqft
Upper Floors Area	1,187 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	8,799 sqft (0.202 acres)
Garage Type	Attached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	142 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	693 E SILVER TORCH ST
City	MERIDIAN
State	ID
Zip	83646-7667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 06 BLK 10 SAGUARO CANYON SUB NO 02
Legal Range	01E
Legal Township	04N
Legal Section	30
Legal Subdivision	SAGUARO CANYON SUB NO 02
Legal Block	10
Legal Lot Number	06
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1016
Census Tract	10356

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	693 E SILVER TORCH ST, MERIDIAN, ID 83646-7667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Quit Claim Deed, Transfer IDAHO CTRL CU
Jul 28, 2017	Deed of Trust, Mortgage · Line of Credit IDAHO CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2020 · Amount on Record
Deed Sale	May 27, 2020 · Amount on Record
Prior Sale	May 27, 2010 · Amount on Record
Deed Document Number	202062583
Prior Transfer Date	Mar 24, 2020
Prior Transfer Doc	0000062583
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	May 27, 2020
Property Address	693 E SILVER TORCH ST, MERIDIAN, ID 83646-7667
Document Number	0000062583
Instrument Date	Mar 24, 2020
Instrument	62583
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	PIONEER TITLE COMPANY/ADA, PIONEER TITLE CO/ADA

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	693 E SILVER TORCH ST MERIDIAN ID 836467667, MERIDIAN, ID 83646-7667

Mortgage

Document Number	62584
Date	May 27, 2020
Instrument	62584

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 26, 2035

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	693 E SILVER TORCH ST, MERIDIAN, ID 83646-7667
Document Number	0000071126
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	693 E SILVER TORCH ST MERIDIAN ID 836467667, MERIDIAN, ID 83646-7667

Mortgage

Document Number	0000071126
Date	Aug 2, 2017
Instrument	71126

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$678,500 (+1.39%)	$678,500 (+1.39%)
2025	$2,452.00 (-3.27%) Homeowner's exemption	$669,200 (+10.76%)	$669,200 (+10.76%)
2024	$2,535.00 (-19.68%)
2023		$604,200 Land $224,000 Building $380,200	$604,200 Land $224,000 Building $380,200
2022	$3,156.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.3% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Anthem Broadband, CenturyLink, Verizon.

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