68 Gerard Rd, Hamilton (Trenton), NJ 08620 Property Records

Mercer County and Hamilton Township property record for 68 Gerard Rd, Hamilton, NJ 08620

Property Summary

Property TypeSingle Family Home
Details1,324 sqft · built 1955
Lot Size0.157 acres (6,826 sqft)
Owner2 Individual Names on File
Last Sale$251,000 (Mar 2007)
Tax Bill$7,965 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jun 2021 Second Mortgage
Flood ZoneZone X (minimal risk)
APN03-02639-0000-00004

Property Details

APN / Parcel Number

Primary APN03-02639-0000-00004
Alternative APNs
  • 0301121000000014
  • 030263900004

Interior

Stories1 Story
Building Area1,324 sqft Living Area
1st Floor Area1,324 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeFrame
Lot Area6,826 sqft (0.157 acres)
Lot Dimensions121 ft deep x 56.4 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number0301121000000014
Street Address68 GERARD RD
CityTRENTON
StateNJ
Zip08620-1553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal Description09246-B2
Legal SubdivisionHAMILTON
Legal Block2639
Legal Lot Number4
JurisdictionMERCER NJ
Township / Civil DivisionHAMILTON
Census Block Group4
Census Block4012
Census Tract3003

Owner

68 Gerard Rd is owned and occupied by two individuals who acquired it in January 2021.

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner of Record2 Individual Names on File
Mailing Address68 GERARD RD, TRENTON, NJ 08620-1553
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 30, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MERCER COUNTY NJ TEACHERS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2007 · Amount on File
Deed SaleMar 2, 2007 · Amount on File
Prior SaleJul 8, 2005 · Amount on File
Deed Book / Page5584 / 243
Last Transfer DateJan 16, 2021
Transfer Doc0000043442
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER NJ
Property Address68 GERARD RD, HAMILTON, NJ 08620-1553
Transaction TypeMortgage
Record UpdatedSep 16, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053216
DateSep 1, 2021
Book Page11658/878
Instrument2021053216
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term233 Months
DueFeb 1, 2041

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER NJ
Property Address68 GERARD RD, HAMILTON, NJ 08620-1553
Transaction TypeMortgage
Record UpdatedJul 14, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039328
DateJun 30, 2021
Book Page11633/616
Instrument2021039328
Lender
NameMERCER COUNTY NJ TEACHERS FCU
TypeCredit Union
AddressTRENTON, NJ 08690
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term181 Months
DueJun 30, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 68 Gerard Rd was $7,965, up 5.2% from the year before.

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMercer County
County SubdivisionHamilton Township
Unified School DistrictHamilton Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$214,800 (-) Land $82,800 Building $132,000$214,800 (-) Land $82,800 Building $132,000
2025$7,965.00 (+5.22%)$214,800 Land $82,800 Building $132,000$214,800 Land $82,800 Building $132,000
2024$7,570.00
2023$214,800 Land $82,800 Building $132,000$214,800 Land $82,800 Building $132,000
2022$6,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 68 Gerard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 68 Gerard Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRENTON WATER WORKS
serves 217,000 people · EPA ID NJ1111001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityTotal trihalomethanes
not recorded as resolved · Oct 2024
Turbidity
resolved · Jul 2021
Haloacetic acids
resolved · Jul 2018
Treatment and ProcedureLead service line replacement
currently in violation since May 2020
Corrosion control
Jan 2021
Lead public education
Jan 2019
Monitoring and Reporting36
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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