61 Gerard Rd, Hamilton (Trenton), NJ 08620 Property Records

Mercer County and Hamilton Township property record for 61 Gerard Rd, Hamilton, NJ 08620

Property Summary

Property Type	Single Family Home
Details	1,064 sqft · built 1961
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Oct 2021)
Tax Bill	$7,090 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-02636-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`03-02636-0000-00025`
Alternative APNs	`0301066000000025` `030263600025`

Interior

Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0301066000000025
Street Address	61 GERARD RD
City	TRENTON
State	NJ
Zip	08620-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	09247-D5
Legal Subdivision	SUNNY BRAE VILLAGE
Legal Block	2636
Legal Lot Number	25
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	4
Census Block	4015
Census Tract	3003

Owner

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	61 GERARD RD, TRENTON, NJ 08620-1519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · FHA Mortgage SIMPLIFILE
May 2, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Oct 20, 2021	Bargain and Sale Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 15, 2019	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Jul 15, 2019 · Amount on Record
Deed Document Number	202163819
Deed Book / Page	6461 / 439
Last Transfer Date	Apr 29, 2022
Transfer Doc	0000022539
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Recording Date	May 15, 2026
Property Address	61 GERARD RD, TRENTON, NJ 08620-1519
Document Number	0000020244
Book / Page	12049 / 1195
Instrument Date	Apr 8, 2026
Instrument	202620244
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 GERARD RD, TRENTON, NJ 08620-1519

Mortgage

Document Number	0000020244,
Date	May 15, 2026
Book Page	12049/1195
Instrument	202620244

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Nov 1, 2051

Interest

Rate	6.11%
Max Rate	-1%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCER NJ
Recording Date	May 2, 2022
Property Address	61 GERARD RD, HAMILTON, NJ 08620-1519
Document Number	0000022539
Book / Page	6484 / 105
Instrument Date	Apr 29, 2022
Instrument	2022022539
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	61 GERARD RD, 61, HAMILTON, NJ 08620-1519

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	61 GERARD RD, HAMILTON, NJ 08620-1519

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MERCER NJ
Recording Date	Oct 20, 2021
Property Address	61 GERARD RD, HAMILTON, NJ 08620-1519
Document Number	0000063819
Book / Page	6461 / 439
Instrument Date	Oct 15, 2021
Instrument	2021063819
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	MONARCH TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,364.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1052 HEDDING JACKSONVILLE RD, 1052, BORDENTOWN, NJ 08505-4107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 GERARD RD, HAMILTON, NJ 08620-1519

Mortgage

Document Number	0000063820
Date	Oct 20, 2021
Instrument	2021063820

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Jul 15, 2019
Property Address	61 GERARD RD, HAMILTON, NJ 08620-1519
Document Number	0000029323
Book / Page	06373 / 1869
Map Reference	MB 6112 PG 256
Instrument Date	Jul 15, 2019
Instrument	2019029323
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	CORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 BURLINGTON BRIDGE ROAD, 31, TRENTON, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 GERALD ROAD, TRENTON, NJ 08620-1519

Mortgage

Document Number	0000029325
Date	Jul 15, 2019
Book Page	11419/1213
Instrument	2019029325

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,200 (-) Land $81,600 Building $109,600	$191,200 (-) Land $81,600 Building $109,600
2025	$7,090.00 (+5.22%)	$191,200 (-) Land $81,600 Building $109,600	$191,200 (-) Land $81,600 Building $109,600
2024	$6,738.00 (+8.42%)
2023		$191,200 Land $81,600 Building $109,600	$191,200 Land $81,600 Building $109,600
2022	$6,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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