1. Home
  2. New Jersey
  3. Mercer County
  4. Hamilton
  5. Gerard Rd

54 Gerard Rd, Hamilton (Trenton), NJ 08620 Property Records

Mercer County and Hamilton Township property record for 54 Gerard Rd, Hamilton, NJ 08620

Property Summary

Property TypeSingle Family Home
Details1,290 sqft · built 1955
Lot Size0.131 acres (5,702 sqft)
Owner2 Individual Names on Record
Last Sale$275,900 (Oct 2018)
Tax Bill$8,992 (2025)
Deeds & MortgagesOct 2020 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-02638-0000-00022

Property Details

APN / Parcel Number

Primary APN03-02638-0000-00022
Alternative APNs
  • 0301061000000026
  • 030263800022

Interior

Stories1 Story
Building Area1,290 sqft Living Area
1st Floor Area1,290 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeFrame
Lot Area5,702 sqft (0.131 acres)
Lot Dimensions100 ft deep x 57 ft wide

Location & Zoning

Old Parcel Number0301061000000026
Street Address54 GERARD RD
CityTRENTON
StateNJ
Zip08620-1552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal Description09246-E
Legal SubdivisionSUNNY BRAN VILLAIN SEC 4
Legal Block2638
Legal Lot Number22
JurisdictionMERCER NJ
Township / Civil DivisionHAMILTON
Census Block Group4
Census Block4013
Census Tract3003

Owner

Source: Mercer County and Hamilton Township records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address54 GERARD RD, TRENTON, NJ 08620-1552
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2020Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Oct 17, 2018Deed, Transfer · FHA Mortgage
ACRE MORTGAGE & FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2018 · Amount on Record
Deed SaleOct 17, 2018 · Amount on Record
Deed Document Number201844953
Deed Book / Page6345 / 404
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER NJ
Property Address54 GERARD RD, HAMILTON, NJ 08620-1552
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044470
DateOct 6, 2020
Book Page11528/1604
Instrument2020044470
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueAug 1, 2050

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionMERCER NJ
Recording DateOct 17, 2018
Property Address54 GERARD RD, HAMILTON, NJ 08620-1552
Document Number0000044953
Book / Page06345 / 0404
Map ReferenceMAP1052
Instrument DateOct 17, 2018
Instrument2018044953
Transaction TypeTransfer
Record UpdatedNov 5, 2021
Title CompanyYOUR HOMETOWN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$465.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address108 PROGRESS ST, 108, RIVERSIDE, NJ 08075-3905

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address54 GERARD RD, HAMILTON, NJ 08620-1552

Mortgage

Document Number0000044954
DateOct 17, 2018
Book Page11373/0074
Instrument2018044954
Lender
NameACRE MORTGAGE & FINANCIAL INC
TypeMortgage Company
AddressMARLTON, NJ 08053
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMercer County
County SubdivisionHamilton Township
Unified School DistrictHamilton Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$242,500 (-) Land $81,900 Building $160,600$242,500 (-) Land $81,900 Building $160,600
2025$8,992.00 (+5.23%)$242,500 (-) Land $81,900 Building $160,600$242,500 (-) Land $81,900 Building $160,600
2024$8,545.00 (+8.4%)
2023$242,500 Land $81,900 Building $160,600$242,500 Land $81,900 Building $160,600
2022$7,883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRENTON WATER WORKS
serves 217,000 people · EPA ID NJ1111001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityTotal trihalomethanes
not recorded as resolved · Oct 2024
Turbidity
resolved · Jul 2021
Haloacetic acids
resolved · Jul 2018
Treatment and ProcedureLead service line replacement
currently in violation since May 2020
Corrosion control
Jan 2021
Lead public education
Jan 2019
Monitoring and Reporting36
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

Nearby Properties on Gerard Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures