66 Gerard Rd, Hamilton (Trenton), NJ 08620 Property Records

Mercer County and Hamilton Township property record for 66 Gerard Rd, Hamilton, NJ 08620

Property Summary

Property Type	Single Family Home
Details	1,324 sqft · built 1955
Lot Size	0.147 acres (6,412 sqft)
Owner	2 Individual Names on File
Last Sale	$401,000 (Aug 2024)
Tax Bill	$7,383 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-02639-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`03-02639-0000-00005`
Alternative APNs	`0301121000000015` `030263900005`

Interior

Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	1,324 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	6,412 sqft (0.147 acres)
Lot Dimensions	121 ft deep x 53 ft wide

Location & Zoning

Old Parcel Number	0301121000000015
Street Address	66 GERARD RD
City	TRENTON
State	NJ
Zip	08620-1553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	09246-B3
Legal Subdivision	SUNNYBRAE VILLAGE SEC 05
Legal Block	2639
Legal Lot Number	5
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	4
Census Block	4012
Census Tract	3003

Owner

66 Gerard Rd is owned and occupied by two individuals who bought it in August 2024.

Source: Mercer County and Hamilton Township records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	66 GERARD RD, TRENTON, NJ 08620-1553
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit NORTHFIELD BANK
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 29, 2017	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK
Mar 16, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2024 · Amount on File
Deed Sale	Aug 2, 2024 · Amount on File
Prior Sale	Aug 15, 2011 · Amount on File
Deed Document Number	202426780
Deed Book / Page	6563 / 1561
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	66 GERARD RD, HAMILTON, NJ 08620-1553
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 GERARD RD, HAMILTON, NJ 08620-1553

Mortgage

Document Number	0000032414
Date	Jul 11, 2022
Book Page	11749/1810
Instrument	2022032414

Lender

Name	NORTHFIELD BANK
Type	Bank
Address	WOODBRIDGE, NJ 07095

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	66 GERARD RD, HAMILTON, NJ 08620-1553
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025884
Date	Apr 28, 2021
Book Page	11607/1178
Instrument	2021025884

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Nov 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	66 GERARD RD, HAMILTON, NJ 08620-1553
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037464
Date	Aug 29, 2018
Book Page	11363/0687
Instrument	2018037464

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MERCER NJ
Property Address	66 GERARD RD, HAMILTON, NJ 08620-1553
Document Number	0000017705
Instrument Date	Mar 29, 2017
Transaction Type	Mortgage
Record Updated	Jun 8, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	66 GERARD RD HAMILTON NJ 086201553, HAMILTON, NJ 08620-1553

Mortgage

Document Number	0000017705
Date	Apr 17, 2017
Book Page	000704/001431
Instrument	17705

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	66 GERARD RD, HAMILTON, NJ 08620-1553
Document Number	0000017644
Instrument Date	Mar 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	66 GERARD RD HAMILTON NJ 086201553, HAMILTON, NJ 08620-1553

Mortgage

Document Number	0000017644
Date	Apr 17, 2017
Book Page	011268/001131
Instrument	17644

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 66 Gerard Rd was $7,383, up 5.2% from the year before.

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,100 (-) Land $82,700 Building $116,400	$199,100 (-) Land $82,700 Building $116,400
2025	$7,383.00 (+5.23%)	$199,100 Land $82,700 Building $116,400	$199,100 Land $82,700 Building $116,400
2024	$7,016.00
2023		$199,100 Land $82,700 Building $116,400	$199,100 Land $82,700 Building $116,400
2022	$6,472.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 66 Gerard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 66 Gerard Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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