6793 Stone Rd, Cotton, MN 55724 Property Records

St. Louis County property record for 6793 Stone Rd, Cotton, MN 55724

Property Summary

Property Type	Seasonal / Vacation Home
Details	468 sqft · built 1960
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Nov 2025)
Tax Bill	$514 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`320-0010-02610`

Property Details

APN / Parcel Number

Primary APN	`320-0010-02610`
Alternative APNs	`1024285` `1156743` `1191259`

Interior

Stories	1 Story
Building Area	468 sqft Gross Area
1st Floor Area	468 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	1,742,400 sqft (40 acres)
Storage Building	35 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Propane

Location & Zoning

Account Number	1191259
Street Address	6793 STONE RD
City	COTTON
State	MN
Zip	55724
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	FAM
Legal Description	SW 1/4 OF NE 1/4 SERIAL #
Legal Range	16W
Legal Township	55N
Legal Section	17
Legal Subdivision	ELLSBURG TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	ELLSBURG
Census Block Group	2
Census Block	2065
Census Tract	11402

Owner

6793 Stone Rd, a residential property, is owned by an individual who bought it in November 2025.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	190 WILDWOOD DR, ESKO, MN 55733-9621
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Warranty Deed, Transfer COMPEER FINANCIAL FLCA
Oct 24, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2025 · Amount on File
Deed Sale	Nov 19, 2025 · Amount on File
Prior Sale	Oct 24, 2023 · Amount on File
Deed Document Number	20251522712
Prior Transfer Date	Nov 14, 2025
Prior Transfer Doc	0001522712
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 19, 2025
Property Address	6793 STONE RD, COTTON, MN 55724
Document Number	0001522712
Instrument Date	Nov 14, 2025
Instrument	1522712
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	CARLTON CNTY ABSTRACT & TTL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 WILDWOOD DR, ESKO, MN 55733-9621

Mortgage

Document Number	0001522713
Date	Nov 19, 2025
Instrument	1522713

Lender

Name	COMPEER FINANCIAL FLCA
Type	Bank
Address	SUN PRAIRIE, WI 53590

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 24, 2023
Property Address	6793 STONE RD, COTTON, MN 55724
Document Number	0001476650
Instrument Date	Sep 11, 2023
Instrument	1476650
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Amount	Amount on Record
Tax	$132.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1322 MARGARET DR, CLOQUET, MN 55720-2906

Tax Assessment & Valuation

The 2026 property tax bill for 6793 Stone Rd was $514, up 5.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Ellsburg Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$514.00 (+5.33%)
2025	$488.00	$42,800 (-7.36%) Land $39,200 Building $3,600	$42,800 (-7.36%) Land $39,200 Building $3,600
2024		$46,200 Land $38,000 Building $8,200	$46,200 Land $38,000 Building $8,200
2023	$686.00
2022		$54,600 Land $38,600 Building $16,000	$54,600 Land $38,600 Building $16,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6793 Stone Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6793 Stone Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Arvig DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Stone Rd

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