6637 Stone Rd, Cotton, MN 55724 Property Records

St. Louis County property record for 6637 Stone Rd, Cotton, MN 55724

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 656 sqft · built 2005
Lot Size	20 acres (871,200 sqft)
Owner	Company Name on File
Last Sale	$166,000 (Mar 2024)
Tax Bill	$1,654 (2026)
Deeds & Mortgages	Mar 2024 Sale Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`320-0010-02500`

Property Details

APN / Parcel Number

Primary APN	`320-0010-02500`
Alternative APNs	`1112631` `1163177`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	656 sqft Gross Area
1st Floor Area	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Lot Area	871,200 sqft (20 acres)

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Storage Building	70 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Wood

Location & Zoning

Account Number	1163177
Street Address	6637 STONE RD
City	COTTON
State	MN
Zip	55724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	SE1/4 OF NW1/4 EX E1/2 SERIAL #
Legal Range	16W
Legal Township	55N
Legal Section	16
Legal Subdivision	ELLSBURG TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	ELLSBURG
Census Block Group	2
Census Block	2065
Census Tract	11402

Owner

6637 Stone Rd is owned by a company that bought it in March 2024.

Source: St. Louis County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	2200 BUFFALO RUN RD, BUFFALO, MN 55313-5051
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Warranty Deed, Transfer CENTRAL LAND TITLE, CENTRAL LAND TTL GUARANTEE C
Dec 17, 2019	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2024 · Amount on File
Deed Sale	Mar 12, 2024 · Amount on File
Prior Sale	Dec 17, 2019 · Amount on File
Deed Document Number	20241484312
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 12, 2024
Property Address	6637 STONE RD, COTTON, MN 55724
Document Number	0001484312
Instrument Date	Feb 29, 2024
Instrument	1484312
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	CENTRAL LAND TITLE, CENTRAL LAND TTL GUARANTEE C

Transaction

Amount	Amount on Record
Tax	$547.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2200 BUFFALO RUN RD, BUFFALO, MN 55313-5051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 17, 2019
Property Address	6637 STONE RD, COTTON, MN 55724
Document Number	00A1369684
Instrument Date	Dec 11, 2019
Instrument	A1369684
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$352.94
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	540 LAKEWOOD DR SW HUTCHINSON MN 553502007, HUTCHINSON, MN 55350-2007

Tax Assessment & Valuation

The 2026 property tax bill for 6637 Stone Rd was $1,654, up 12.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Ellsburg Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,654.00 (+12.21%)
2025	$1,474.00 (+4.99%)	$134,100 (+9.74%) Land $38,600 Building $95,500	$134,100 (+9.74%) Land $38,600 Building $95,500
2024	$1,404.00	$122,200 Land $38,200 Building $84,000	$122,200 Land $38,200 Building $84,000
2022		$108,700 Land $36,800 Building $71,900	$108,700 Land $36,800 Building $71,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6637 Stone Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6637 Stone Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Stone Rd

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