St. Louis County property record for 6566 Stone Rd, Cotton, MN 55724
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 652 sqft · built 1935 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $938 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 320-0010-02560 |
| Primary APN | 320-0010-02560 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 652 sqft Gross Area |
| 1st Floor Area | 652 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Ranch |
| Exterior Material | Logs |
| Construction Type | Frame |
| Lot Area | 1,742,400 sqft (40 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 77 sqft |
| Storage Building | 320 sqft |
| Sauna | Sauna |
| Heating Fuel | Wood |
|---|
| Account Number | 53549 |
|---|---|
| Street Address | 6566 STONE RD |
| City | COTTON |
| State | MN |
| Zip | 55724 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | FAM |
| Legal Description | NW 1/4 OF SE 1/4 SERIAL # |
| Legal Range | 16W |
| Legal Township | 55N |
| Legal Section | 16 |
| Legal Subdivision | ELLSBURG TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | ELLSBURG |
| Census Block Group | 2 |
| Census Block | 2085 |
| Census Tract | 11402 |
6566 Stone Rd, a residential property, is owned by an individual who acquired it in March 2001.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1738 CARVER AVE, DULUTH, MN 55803-2526 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 1, 2001 |
| Transfer Doc | 0000810075 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 6566 Stone Rd was $938, up 6.1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Ellsburg Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $938.00 (+6.11%) | ||
| 2025 | $884.00 (+5.24%) | $93,500 (+3.54%) Land $46,900 Building $46,600 | $93,500 (+3.54%) Land $46,900 Building $46,600 |
| 2024 | $840.00 | $90,300 Land $45,300 Building $45,000 | $90,300 Land $45,300 Building $45,000 |
| 2022 | $79,200 Land $43,600 Building $35,600 | $79,200 Land $43,600 Building $35,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6566 Stone Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6566 Stone Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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