6503 Stone Rd, Cotton, MN 55724 Property Records

St. Louis County property record for 6503 Stone Rd, Cotton, MN 55724

Property Summary

Property Type	Residential Vacant Land
Details	1 bd · 1 ba · 752 sqft · built 1925
Lot Size	40 acres (1,742,400 sqft)
Owner	Company Name on File
Last Sale	$86,000 (Nov 2019)
Tax Bill	$334 (2026)
Deeds & Mortgages	Nov 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`320-0010-02440`

Property Details

APN / Parcel Number

Primary APN	`320-0010-02440`
Alternative APN	`1081067`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	752 sqft Gross Area
1st Floor Area	752 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1945
Architectural Style	Ranch
Construction Type	Frame
Lot Area	1,742,400 sqft (40 acres)
Porch	Porch
Porch Area	100 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Oil

Location & Zoning

Account Number	1081067
Street Address	6503 STONE RD
City	COTTON
State	MN
Zip	55724
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RES
Legal Description	SE 1/4 OF NE 1/4 SERIAL #
Legal Range	16W
Legal Township	55N
Legal Section	16
Legal Subdivision	ELLSBURG TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	ELLSBURG
Census Block Group	2
Census Block	2065
Census Tract	11402

Owner

6503 Stone Rd, residential vacant land, is owned by a company that bought it in November 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	1336 NORDQUIST RD, CLOQUET, MN 55720-7513
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2019 · Amount on File
Deed Sale	Nov 25, 2019 · Amount on File
Deed Document Number	20191368376
Prior Transfer Date	Apr 10, 2001
Prior Transfer Doc	0000831502
Record Updated	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 25, 2019
Property Address	6503 STONE RD, COTTON, MN 55724
Document Number	00A1368376
Instrument Date	Nov 16, 2019
Instrument	A1368376
Transaction Type	Transfer
Record Updated	Dec 26, 2019
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.80
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4336 NORDQUIST RD CLOQUET MN 55720, CLOQUET, MN 55720

Mortgage

Document Number	A1368377
Date	Nov 25, 2019
Instrument	A1368377

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	CLOQUET, MN 55720

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Nov 24, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 6503 Stone Rd was $334, up 3.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Ellsburg Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$334.00 (+3.73%)
2025	$322.00 (+3.87%)	$39,400 (-) Land $39,400	$39,400 (-) Land $39,400
2024	$310.00	$39,400 Land $39,400	$39,400 Land $39,400
2022		$59,500 Land $59,500	$59,500 Land $59,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6503 Stone Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6503 Stone Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Stone Rd

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