678 Kent St, Saint Paul, MN 55103 Property Records

Ramsey County property record for 678 Kent St, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 888 sqft · built 1900
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Last Sale	$125,000 (Nov 2024)
Tax Bill	$3,238 (2025)
Deeds & Mortgages	Aug 2023 Foreclosure Nov 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`36-29-23-22-0040`

Property Details

APN / Parcel Number

Primary APN	`36-29-23-22-0040`
Alternative APNs	`8429814` `480823`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	480823
Street Address	678 KENT ST
City	SAINT PAUL
State	MN
Zip	55103-1647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHS SUB OF STINSNS DIV B3 LOT 16 BLK 3
Legal Range	23
Legal Township	29
Legal Section	36
Legal Subdivision	SMITHS SUB OF STINSNS DIV B3
Legal Block	3
Legal Lot Number	16
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4005
Census Tract	32600

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5775 WAYZATA BLVD, 700, MINNEAPOLIS, MN 55416-1233
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Sheriff's Deed, Foreclosure
Nov 13, 2018	Trustee's Deed, Construction Loan · Construction Mortgage CAPITAL LENDING GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2024 · Amount on Record
Deed Sale	Nov 26, 2024 · Amount on Record
Prior Sale	Nov 26, 2024 · Amount on Record
Deed Document Number	20245047190
Record Updated	Oct 29, 2026

August 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 14, 2023
Property Address	678 KENT ST, SAINT PAUL, MN 55103-1647
Document Number	0A04998210
Map Reference	S36T29R23W
Instrument Date	Aug 9, 2023
Instrument	A04998210
Transaction Type	Foreclosure
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100S S 5TH ST # 2500, 2500, MINNEAPOLIS, MN 55402-1204

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 13, 2018
Property Address	678 KENT ST, SAINT PAUL, MN 55103-1647
Instrument Date	Nov 13, 2018
Instrument	4734779
Transaction Type	Construction Loan
Record Updated	Nov 28, 2018
Title Company	TITLE RECORDING SERVICES, TITLE RECORDING SVCS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	678 KENT ST ST PAUL MN 551031647, ST PAUL, MN 55103-1647

Mortgage

Document Number	0004734779
Date	Nov 13, 2018
Instrument	4734779

Lender

Name	CAPITAL LENDING GROUP INC
Type	Bank
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 12, 2019

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,600 (-9.38%) Land $25,000 Building $99,600	$124,600 (-9.38%) Land $25,000 Building $99,600
2025	$3,238.00 (-17.06%)	$137,500 (+17.22%) Land $25,000 Building $112,500	$137,500 (+17.22%) Land $25,000 Building $112,500
2024	$3,904.00 (-4.92%)
2023	$4,106.00	$117,300 Land $20,000 Building $97,300	$117,300 Land $20,000 Building $97,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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