637 Kent St, Saint Paul, MN 55103 Property Records

Ramsey County property record for 637 Kent St, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,319 sqft · built 1904
Lot Size	0.154 acres (6,720 sqft)
Owner	Individual Name on Record
Last Sale	$165,500 (Dec 2018)
Tax Bill	$3,490 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-29-23-22-0174`

Property Details

APN / Parcel Number

Primary APN	`36-29-23-22-0174`
Alternative APNs	`8566539` `629607`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,319 sqft Living Area
1st Floor Area	665 sqft
Family Room	Family Room

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,720 sqft (0.154 acres)
Lot Dimensions	84 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	629607
Street Address	637 KENT ST
City	SAINT PAUL
State	MN
Zip	55103-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MICHELS SUBDIVISION OF BLK 5 EX S 1 28/1OO FT OF LOT 29 THE E 2/3 OF LOTS 28 AND LOT 29 BLK 1
Legal Range	23
Legal Township	29
Legal Section	36
Legal Subdivision	MICHELS SUBDIVISION OF BLK 5
Legal Block	5
Legal Lot Number	29,28
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2003
Census Tract	32600

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	637 KENT ST, SAINT PAUL, MN 55103-1616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN MTG & EQUITY CNSLTS I
Dec 27, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2018 · Amount on Record
Deed Sale	Dec 27, 2018 · Amount on Record
Prior Sale	Dec 23, 2009 · Amount on Record
Deed Document Number	20184740655
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	637 KENT ST, SAINT PAUL, MN 55103-1616
Document Number	0004805403
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 KENT ST ST PAUL MN 551031616, ST PAUL, MN 55103-1616

Mortgage

Document Number	0004805403
Date	Apr 7, 2020
Instrument	4805403

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	EDINA, MN 55439

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 27, 2018
Property Address	637 KENT ST, SAINT PAUL, MN 55103-1616
Document Number	0004740655
Instrument Date	Dec 14, 2018
Instrument	4740655
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount Recorded
Tax	$562.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 KENT ST ST PAUL MN 551031616, ST PAUL, MN 55103-1616

Mortgage

Document Number	4740656
Date	Dec 27, 2018
Instrument	4740656

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2048

Mortgage

Document Number	4740657,
Date	Dec 27, 2018
Instrument	4740657

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2048

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,100 (+4.51%) Land $25,000 Building $209,100	$234,100 (+4.51%) Land $25,000 Building $209,100
2025	$3,490.00 (-9.87%)
2023	$3,872.00 Homeowner's exemption	$224,000 Land $20,000 Building $204,000	$224,000 Land $20,000 Building $204,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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