643 Kent St, Saint Paul, MN 55103 Property Records

Ramsey County property record for 643 Kent St, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,904 sqft · built 1907
Lot Size	0.137 acres (5,952 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Sep 2010)
Tax Bill	$4,478 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`36-29-23-22-0148`

Property Details

APN / Parcel Number

Primary APN	`36-29-23-22-0148`
Alternative APNs	`8510382` `568502`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area
1st Floor Area	952 sqft
Basement Area	200 sqft
Finished Basement	200 sqft
Family Room	Family Room

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1930
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	5,952 sqft (0.137 acres)
Lot Dimensions	48 ft deep x 124 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	568502
Street Address	643 KENT ST
City	SAINT PAUL
State	MN
Zip	55103-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESENBERGS RE.ARRANGEMENT LOT 1
Legal Range	23
Legal Township	29
Legal Section	36
Legal Subdivision	WESENBERGS RE.ARRANGEMENT
Legal Lot Number	1
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2003
Census Tract	32600

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	643 KENT ST, SAINT PAUL, MN 55103-1616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 1, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2010 · Amount on Record
Deed Sale	Sep 9, 2010 · Amount on Record
Prior Sale	Nov 22, 2006 · Amount on Record
Deed Document Number	2010386116
Last Transfer Date	Jan 18, 2023
Transfer Doc	0004981508
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	643 KENT ST, SAINT PAUL, MN 55103-1616
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 KENT ST, SAINT PAUL, MN 55103-1616

Mortgage

Document Number	0A04900719
Date	Aug 6, 2021
Instrument	A04900719

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	285 Months
Due	May 1, 2045

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Mar 1, 2023
Property Address	643 KENT ST, SAINT PAUL, MN 55103-1616
Document Number	0A04981508
Instrument Date	Jan 18, 2023
Instrument	A04981508
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 KENT ST, SAINT PAUL, MN 55103-1616

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,800 (-5.39%) Land $25,000 Building $204,800	$229,800 (-5.39%) Land $25,000 Building $204,800
2025	$4,478.00 (+27.22%)
2023	$3,520.00 Homeowner's exemption	$242,900 Land $20,000 Building $222,900	$242,900 Land $20,000 Building $222,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

Nearby Properties on Kent St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures