714 Kent St, Saint Paul, MN 55103 Property Records

Ramsey County property record for 714 Kent St, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,064 sqft · built 1980
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$128,000 (Dec 2023)
Tax Bill	$3,566 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-29-23-22-0014`

Property Details

APN / Parcel Number

Primary APN	`36-29-23-22-0014`
Alternative APNs	`8469963` `524619`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	200 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	524619
Street Address	714 KENT ST
City	SAINT PAUL
State	MN
Zip	55103-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHS SUB OF STINSNS DIV B3 LOT 46 BLK 3
Legal Range	23
Legal Township	29
Legal Section	36
Legal Subdivision	SMITHS SUB OF STINSNS DIV B3
Legal Block	3
Legal Lot Number	46
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4002
Census Tract	32600

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	714 KENT ST, SAINT PAUL, MN 55103-1517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit BAE CREDIT UNION
Feb 23, 2024	Warranty Deed, Transfer LEGACY TITLE
Feb 22, 2024	Quit Claim Deed, Transfer · Conventional Mortgage HIWAY CU
Dec 18, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage PINE FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023 · Amount on Record
Deed Sale	Dec 18, 2023 · Amount on Record
Deed Document Number	20232766292
Last Transfer Date	Feb 15, 2024
Transfer Doc	0002769489
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Recording Date	Apr 22, 2026
Property Address	714 KENT ST, SAINT PAUL, MN 55103-1517
Document Number	0T02814500
Instrument Date	Apr 10, 2026
Instrument	20262814500
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE FORWARD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 KENT ST, SAINT PAUL, MN 55103-1517
Investor	Possibly a Property Investor

Mortgage

Document Number	0002814500,
Date	Apr 22, 2026
Instrument	20262814500

Lender

Name	BAE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 28, 2046

Interest

Rate	3.99%
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 23, 2024
Property Address	714 KENT ST, SAINT PAUL, MN 55103-1517
Document Number	0A05017382
Instrument Date	Feb 22, 2024
Instrument	A05017382
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Tax	$138.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7030 LYDIA LN, WOODBURY, MN 55125-6705

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 22, 2024
Property Address	714 KENT ST, SAINT PAUL, MN 55103-1517
Document Number	0T02769489
Instrument Date	Feb 15, 2024
Instrument	T02769489
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	SERVION TITLE INC, SERVION TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	714 KENT ST, SAINT PAUL, MN 55103-1517

Mortgage

Document Number	0T02769490
Date	Feb 22, 2024
Instrument	T02769490

Lender

Name	HIWAY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2039

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 18, 2023
Property Address	714 KENT ST, SAINT PAUL, MN 55103-1517
Document Number	0T02766292
Instrument Date	Dec 5, 2023
Instrument	T02766292
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$422.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 KENT ST, SAINT PAUL, MN 55103-1517

Mortgage

Document Number	0T02766293
Date	Dec 18, 2023
Instrument	T02766293

Lender

Name	PINE FINANCIAL GROUP INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,000 (+4.52%) Land $25,000 Building $234,000	$259,000 (+4.52%) Land $25,000 Building $234,000
2025	$3,566.00 (+3.36%) Homeowner's exemption	$247,800 (+8.68%) Land $25,000 Building $222,800	$247,800 (+8.68%) Land $25,000 Building $222,800
2024	$3,450.00 (+6.35%)
2023	$3,244.00 Homeowner's exemption	$228,000 Land $20,000 Building $208,000	$228,000 Land $20,000 Building $208,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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