6778 David Scott Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 6778 David Scott Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 1,536 sqft · built 1949
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,524 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2020 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-33-100-002-000`

Property Details

APN / Parcel Number

Primary APN	`07-33-100-002-000`
Alternative APN	`07330000000300 00`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Foundation Type	Raised
Lot Area	435,600 sqft (10 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6778 DAVID SCOTT DR
City	WATERLOO
State	IL
Zip	62298-4923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	PART NE NW SEC 33 0121185
Legal Range	10W
Legal Township	02S
Legal Section	33
Jurisdiction	MONROE IL
Township / Civil Division	22
Census Block Group	3
Census Block	3015
Census Tract	600402

Owner

6778 David Scott Dr is owned by two individuals who acquired it in December 2019.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6760 DAVID SCOTT DR, WATERLOO, IL 62298-4923
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Dec 23, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK WATERLOO
Dec 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 6, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 4, 2019
Transfer Doc	0000405119
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6778 DAVID SCOTT DR, WATERLOO, IL 62298-4923
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000419979
Date	Sep 30, 2021
Instrument	419979

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6778 DAVID SCOTT DR, WATERLOO, IL 62298-4923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000413642
Date	Dec 23, 2020
Instrument	413642

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Dec 6, 2019
Property Address	6778 DAVID SCOTT DR, WATERLOO, IL 62298-4923
Document Number	0000405117
Instrument Date	Dec 4, 2019
Instrument	405117
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6760 DAVID SCOTT DR WATERLOO IL 622984923, WATERLOO, IL 62298-4923

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Dec 6, 2019
Property Address	6778 DAVID SCOTT DR, WATERLOO, IL 62298-4923
Document Number	0000405119
Instrument Date	Dec 4, 2019
Instrument	405119
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6028 DIXON RUN RD JACKSON OH 456409477, JACKSON, OH 45640-9477

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	Dec 6, 2019
Property Address	6778 DAVID SCOTT DR, WATERLOO, IL 62298-4923
Document Number	0000405118
Instrument Date	Dec 4, 2019
Instrument	405118
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 JAMES ST WATERLOO IL 622981042, WATERLOO, IL 62298-1042

Tax Assessment & Valuation

The 2025 property tax bill for 6778 David Scott Dr was $4,524, up 0.6% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,524.00 (+0.62%)	$75,568 (-2.56%) Land $20,338 Building $55,230	$226,704 (-2.56%) Land $61,014 Building $165,690
2024	$4,496.00	$77,552 Land $21,294 Building $56,258	$232,656 Land $63,882 Building $168,774
2022		$57,976 Land $19,976 Building $38,000	$173,928 Land $59,928 Building $114,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6778 David Scott Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6778 David Scott Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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