6641 David Scott Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 6641 David Scott Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,569 sqft · built 1870
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,832 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-33-233-003-000`

Property Details

APN / Parcel Number

Primary APN	`07-33-233-003-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,569 sqft Living Area
1st Floor Area	1,569 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Construction Type	Frame
Lot Area	82,764 sqft (1.9 acres)

Exterior Amenities

Porch	Slab
Porch Area	549 sqft
Deck Area	Deck Area
Patio Area	1,441 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6641 DAVID SCOTT DR
City	WATERLOO
State	IL
Zip	62298-4921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR1
Legal Description	PART LOT 3 DEER HILL ESTATES
Legal Range	10W
Legal Township	02S
Legal Section	33
Legal Subdivision	DEER HILL ESTATES
Legal Lot Number	3
Jurisdiction	MONROE IL
Township / Civil Division	22
Census Block Group	3
Census Block	3015
Census Tract	600402

Owner

Source: Monroe County records · APN 07-33-233-003-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6641 DAVID SCOTT DR, WATERLOO, IL 62298-4921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage VANTAGE FCU
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6641 DAVID SCOTT DR, WATERLOO, IL 62298-4921
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000425612
Date	Aug 11, 2022
Instrument	425612

Lender

Name	VANTAGE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Aug 15, 2028

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6641 DAVID SCOTT DR, WATERLOO, IL 62298-4921
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000411757
Date	Oct 16, 2020
Instrument	411757

Lender

Name	MORTGAGE SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,040 (+7.46%) Land $14,640 Building $72,400	$261,120 (+7.46%) Land $43,920 Building $217,200
2024	$4,832.00
2022	Additional exemption filed	$81,000 Land $14,640 Building $66,360	$243,000 Land $43,920 Building $199,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 19 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
HTC Holding Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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