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6712 David Scott Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 6712 David Scott Dr, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,344 sqft · built 1977
Lot Size5.06 acres (220,414 sqft)
OwnerIndividual Name on File
Deeds & MortgagesJun 2021 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN07-33-100-006-000

Property Details

APN / Parcel Number

Primary APN07-33-100-006-000
Alternative APN
  • 07330000000400 00

Interior

Bedrooms2 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area220,414 sqft (5.06 acres)
PorchSlab
Porch Area112 sqft
Patio Area820 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address6712 DAVID SCOTT DR
CityWATERLOO
StateIL
Zip62298-4923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMA1
Legal DescriptionPART TAX LOT 3
Legal Range10W
Legal Township02S
Legal Section33
Legal Lot Number3
JurisdictionMONROE IL
Township / Civil Division22
Census Block Group3
Census Block3015
Census Tract600402

Owner

Source: Monroe County records · APN 07-33-100-006-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6712 DAVID SCOTT DR, WATERLOO, IL 62298-4923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 14, 2017Deed of Trust, Mortgage · VA Mortgage
GOLDEN OAK LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address6712 DAVID SCOTT DR, WATERLOO, IL 62298-4923
Transaction TypeMortgage
Record UpdatedJul 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000418050
DateJun 25, 2021
Instrument418050
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051
Interest
Rate TypeFixed Rate

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address6712 DAVID SCOTT DR, WATERLOO, IL 62298-4923
Document Number0000388501
Instrument DateFeb 14, 2017
Transaction TypeMortgage
Record UpdatedMar 24, 2017
Title CompanyCLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6712 DAVID SCOTT DR WATERLOO IL 622984923, WATERLOO, IL 62298-4923

Mortgage

Document Number0000388501
DateFeb 28, 2017
Instrument388501
Lender
NameGOLDEN OAK LNDG
AddressST LOUIS, MO 63146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 27, 2047
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$84,860 (+27.42%) Land $18,980 Building $65,880$254,580 (+27.42%) Land $56,940 Building $197,640
2022Disabled Person's exemption Additional exemption filed$66,600 Land $18,980 Building $47,620$199,800 Land $56,940 Building $142,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
HTC Holding
Fiber · DSL		1,000 / 1,000
Spectrum
Fiber		1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 27 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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