6623 David Scott Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 6623 David Scott Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,574 sqft · built 2008
Lot Size	2.68 acres (116,741 sqft)
Owner	Individual Name on File
Last Sale	$354,000 (May 2024)
Tax Bill	$5,456 (2024)
Deeds & Mortgages	Aug 2018 Line of Credit Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-33-233-001-000`

Property Details

APN / Parcel Number

Primary APN	`07-33-233-001-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,574 sqft Living Area
1st Floor Area	1,574 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	116,741 sqft (2.68 acres)
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	480 sqft
Porch	Slab
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6623 DAVID SCOTT DR
City	WATERLOO
State	IL
Zip	62298-4921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR1
Legal Description	PART LOTS 1 & 2 DEER HILL ESTATES
Legal Range	10W
Legal Township	02S
Legal Section	33
Legal Subdivision	DEER HILL ESTATES
Legal Lot Number	1,2
Jurisdiction	MONROE IL
Township / Civil Division	22
Census Block Group	3
Census Block	3015
Census Tract	600402

Owner

Source: Monroe County assessment roll, APN 07-33-233-001-000, as of August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	410 HAMACHER ST, A, WATERLOO, IL 62298-1754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 08, 2018	Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO
Jul 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE BK/WATERLOO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 20, 2024 · Amount on Record
Deed Sale	May 20, 2024 · Amount on Record
Deed Document Number	2024433190
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6623 DAVID SCOTT DR, WATERLOO, IL 62298-4921
Document Number	0000397520
Instrument Date	Aug 08, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6623 DAVID SCOTT DR WATERLOO IL 622984921, WATERLOO, IL 62298-4921

Mortgage

Document Number	0000397520
Date	Aug 23, 2018
Instrument	397520

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 22, 2028

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6623 DAVID SCOTT DR, WATERLOO, IL 62298-4921
Document Number	0000397492
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Sep 06, 2018
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6623 DAVID SCOTT DR WATERLOO IL 622984921, WATERLOO, IL 62298-4921

Mortgage

Document Number	0000397492
Date	Aug 20, 2018
Instrument	397492

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 19, 2038

Tax Assessment & Valuation

Source: Monroe County assessment roll as of August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,850 (+6.7%) Land $17,170 Building $80,680	$293,550 (+6.7%) Land $51,510 Building $242,040
2024	$5,456.00
2022	Additional exemption filed	$91,710 Land $17,170 Building $74,540	$275,130 Land $51,510 Building $223,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 19 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
HTC Holding Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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