677 Washington St, Ramona, CA 92065 Property Records

San Diego County property record for 677 Washington St, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,602 sqft · built 2003
Lot Size4.73 acres (206,474 sqft)
Owner2 Individual Names on File
Last Sale$455,000 (Oct 2010)
Tax Bill$8,240 (2025)
Deeds & MortgagesOct 2021 Mortgage
May 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN279-104-27-00

Property Details

APN / Parcel Number

Primary APN279-104-27-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,602 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area206,474 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address677 WASHINGTON ST
CityRAMONA
StateCA
Zip92065-7636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 4 TR PM17547
Legal SubdivisionPARCEL MAP NO 17547
Legal Tract1017547
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1032
Census Tract20807

Owner

Source: San Diego County records · APN 279-104-27-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address677 WASHINGTON ST, RAMONA, CA 92065-7636
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
IMC MORTGAGE CORP
May 19, 2017Deed of Trust, Mortgage · Line of Credit
COMPASS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 26, 2010 · Amount on Record
Deed SaleOct 26, 2010 · Amount on Record
Prior SaleDec 26, 2003 · Amount on Record
Deed Document Number2010577015
Prior Transfer DateDec 02, 2005
Prior Transfer Doc0001065678
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address677 WASHINGTON ST, RAMONA, CA 92065-7636
Transaction TypeMortgage
Record UpdatedNov 08, 2021
Title CompanyBNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address677 WASHINGTON ST, RAMONA, CA 92065-7636

Mortgage

Document Number0000755764
DateOct 29, 2021
Instrument2021-0755764
Lender
NameIMC MORTGAGE CORP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address677 WASHINGTON ST, RAMONA, CA 92065-7636
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000225348
DateMay 19, 2017
Instrument2017-0225348
Lender
NameCOMPASS BANK
TypeBank
AddressQUAIL VALLEY, CA 92587
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueMay 04, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$750,800 (+2%) Land $228,681 Building $522,119
2025$8,240.00 (+12.12%) Homeowner's exemption$736,080 (+6.2%) Land $224,198 Building $511,882
2023$7,349.00 (-4.07%) Homeowner's exemption$693,094 Land $215,493 Building $477,601
2022$7,661.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskVery High
above 92% of the US · above 76% of California
Wildfire LikelihoodAbout 1 in 72 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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