757 Washington St, Ramona, CA 92065 Property Records

San Diego County property record for 757 Washington St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,978 sqft · built 1999
Lot Size9.3 acres (405,108 sqft)
Owner2 Company Names on Record
Last Sale$768,500 (Aug 2017)
Tax Bill$11,601 (2025)
Deeds & MortgagesDec 2018 Line of Credit
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN279-103-08-00

Property Details

APN / Parcel Number

Primary APN279-103-08-00
Alternative APN
  • 2791013600

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,978 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area405,108 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number2791013600
Street Address757 WASHINGTON ST
CityRAMONA
StateCA
Zip92065-7638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 3 TR PM16530
Legal SubdivisionP16530
Legal Tract1016530
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1032
Census Tract20807

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address757 WASHINGTON ST, RAMONA, CA 92065-7638
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2018Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Jul 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 25, 2017Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2017 · Amount on Record
Deed SaleAug 25, 2017 · Amount on Record
Prior SaleApr 2, 2002 · Amount on Record
Deed Document Number2017390327
Prior Transfer DateOct 15, 2003
Prior Transfer Doc0001308539
Record UpdatedSep 20, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address757 WASHINGTON ST, RAMONA, CA 92065-7638
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address757 WASHINGTON ST, RAMONA, CA 92065-7638

Mortgage

Document Number0000514775
DateDec 17, 2018
Instrument2018-0514775
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueDec 31, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address757 WASHINGTON ST, RAMONA, CA 92065-7638
Document Number0000400998
Instrument DateJul 16, 2020
Transaction TypeMortgage
Record UpdatedJul 31, 2020
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address757 WASHINGTON ST RAMONA CA 920657638, RAMONA, CA 92065-7638

Mortgage

Document Number0000400998
DateJul 23, 2020
Instrument400998
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 22, 2050

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 25, 2017
Property Address757 WASHINGTON ST, RAMONA, CA 92065-7638
Document Number0000390327
Instrument DateJul 20, 2017
Instrument390327
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$845.35
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address757 WASHINGTON ST RAMONA CA 920657638, RAMONA, CA 92065-7638

Mortgage

Document Number390328
DateAug 25, 2017
Instrument390328
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 24, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,087,493 (+2%) Land $310,240 Building $777,253
2025$11,601.00 (+5.99%) Homeowner's exemption$1,066,170 (+4.04%) Land $304,157 Building $762,013
2023$10,945.00 (-0.25%) Homeowner's exemption$1,024,772 Land $292,348 Building $732,424
2022$10,972.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimJan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 92% of the US · above 76% of California
Wildfire Likelihood1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fixed Wireless in parts of the area
50 / 10

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