595 Washington St, Ramona, CA 92065 Property Records

San Diego County property record for 595 Washington St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,171 sqft · built 2004
Lot Size4.43 acres (193,406 sqft)
Owner2 Individual Names on Record
Last Sale$659,500 (Jan 2018)
Tax Bill$8,196 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Apr 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN279-104-26-00

Property Details

APN / Parcel Number

Primary APN279-104-26-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area3,171 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area193,406 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address595 WASHINGTON ST
CityRAMONA
StateCA
Zip92065-7634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 3 TR PM17547
Legal SubdivisionPARCEL MAP 17547
Legal Tract1017547
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1032
Census Tract20807

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address595 WASHINGTON ST, RAMONA, CA 92065-7634
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2021Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Apr 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Aug 6, 2018Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Jan 2, 2018Grant Deed, Transfer · Conventional Mortgage
SYNERGY ONE LNDG
Sep 1, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 2, 2018 · Amount on Record
Deed SaleJan 2, 2018 · Amount on Record
Prior SaleSep 1, 2017 · Amount on Record
Deed Document Number2018116
Prior Transfer DateJun 15, 2011
Prior Transfer Doc0000319784
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address595 WASHINGTON ST, RAMONA, CA 92065-7634
Transaction TypeMortgage
Record UpdatedJun 29, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address595 WASHINGTON ST, RAMONA, CA 92065-7634

Mortgage

Document Number0000445307
DateJun 17, 2021
Instrument2021-0445307
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJun 30, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address595 WASHINGTON ST, RAMONA, CA 92065-7634
Transaction TypeMortgage
Record UpdatedApr 22, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address595 WASHINGTON ST, RAMONA, CA 92065-7634

Mortgage

Document Number0000279772
DateApr 12, 2021
Instrument2021-0279772
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address595 WASHINGTON ST, RAMONA, CA 92065-7634
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000319846
DateAug 6, 2018
Instrument2018-0319846
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueAug 31, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 2, 2018
Property Address595 WASHINGTON ST, RAMONA, CA 92065-7634
Document Number0000000116
Instrument DateDec 19, 2017
Instrument116
Transaction TypeTransfer
Record UpdatedJan 8, 2018
Title CompanySERVICELINK

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$725.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address595 WASHINGTON ST RAMONA CA 920657634, RAMONA, CA 92065-7634

Mortgage

Document Number117
DateJan 2, 2018
Instrument117
Lender
NameSYNERGY ONE LNDG
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

September 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSAN DIEGO CA
Recording DateSep 1, 2017
Property Address595 WASHINGTON ST, RAMONA, CA 92065-7634
Document Number0000402828
Instrument DateAug 23, 2017
Instrument402828
Transaction TypeForeclosure
Record UpdatedSep 5, 2017

Transaction

AmountAmount Recorded
Tax$706.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$765,399 (+2%) Land $348,173 Building $417,226
2025$8,196.00 (+7.28%) Homeowner's exemption$750,393 (+4.04%) Land $341,347 Building $409,046
2023$7,640.00 (-1.44%) Homeowner's exemption$721,256 Land $328,093 Building $393,163
2022$7,752.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimJan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 93% of the US · above 77% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fixed Wireless in parts of the area
50 / 10

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