641 Washington St, Ramona, CA 92065 Property Records

San Diego County property record for 641 Washington St, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,707 sqft · built 1990
Lot Size4.71 acres (205,603 sqft)
Owner2 Individual Names on File
Last Sale$1,070,000 (Aug 2022)
Tax Bill$12,072 (2025)
Deeds & MortgagesNov 2025 Mortgage
Nov 2023 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN279-180-03-00

Property Details

APN / Parcel Number

Primary APN279-180-03-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,707 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area205,603 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address641 WASHINGTON ST
CityRAMONA
StateCA
Zip92065-7636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 348 W 1/2 OF NW 1/4 OF TR 000644
Legal SubdivisionRAMONA
Legal Tract000644
Legal Block348
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1005
Census Tract20812

Owner

Source: San Diego County records · APN 279-180-03-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address641 WASHINGTON ST, RAMONA, CA 92065-7636
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 13, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Aug 15, 2022Grant Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC
Jun 19, 2020Deed of Trust, Mortgage · Line of Credit
HONDA FCU
Nov 20, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 15, 2022 · Amount on Record
Deed SaleAug 15, 2022 · Amount on Record
Prior SaleMar 05, 2015 · Amount on Record
Deed Document Number2022328094
Prior Transfer DateNov 14, 2019
Prior Transfer Doc0000539817
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address641 WASHINGTON ST, RAMONA, CA 92065-7636
Transaction TypeMortgage
Record UpdatedDec 03, 2025
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 WASHINGTON ST, RAMONA, CA 92065-7636

Mortgage

Document Number0000330835
DateNov 21, 2025
Instrument2025-0330835
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address641 WASHINGTON ST, RAMONA, CA 92065-7636
Transaction TypeMortgage
Record UpdatedNov 22, 2023
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 WASHINGTON ST, RAMONA, CA 92065-7636

Mortgage

Document Number0000314803
DateNov 13, 2023
Instrument2023-0314803
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueDec 01, 2043

August 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 15, 2022
Property Address641 WASHINGTON ST, RAMONA, CA 92065-7636
Document Number0000328094
Map ReferenceMAP 644
Instrument DateAug 10, 2022
Instrument2022-0328094
Transaction TypeTransfer
Record UpdatedAug 30, 2022
Title CompanyCALIFORNIA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address641 WASHINGTON ST, RAMONA, CA 92065-7636

Mortgage

Document Number0000328095
DateAug 15, 2022
Instrument2022-0328095
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address641 WASHINGTON ST, RAMONA, CA 92065-7636
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000320389
DateJun 19, 2020
Instrument2020-0320389
Lender
NameHONDA FCU
TypeCredit Union
AddressMARYSVILLE, OH 43040
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueApr 15, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 20, 2019
Property Address641 WASHINGTON ST, RAMONA, CA 92065-7636
Document Number0000539817
Map ReferenceMAP 644
Instrument DateNov 14, 2019
Instrument2019-0539817
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 WASHINGTON ST, RAMONA, CA 92065-7636

Mortgage

Document Number0000539818
DateNov 20, 2019
Instrument2019-0539818
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,135,492 (+2%) Land $530,604 Building $604,888
2025$12,072.00 (+10.44%)$1,113,228 (+8.5%) Land $520,200 Building $593,028
2023$10,931.00 (+35.99%)$1,026,000 Land $479,000 Building $547,000
2022$8,038.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskVery High
above 92% of the US · above 76% of California
Wildfire LikelihoodAbout 1 in 72 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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