San Diego County property record for 641 Washington St, Ramona, CA 92065 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,707 sqft · built 1990 |
| Lot Size | 4.71 acres (205,603 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,070,000 (Aug 2022) |
| Tax Bill | $12,072 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 279-180-03-00 |
| Primary APN | 279-180-03-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,707 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 205,603 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 641 WASHINGTON ST |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-7636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 348 W 1/2 OF NW 1/4 OF TR 000644 |
| Legal Subdivision | RAMONA |
| Legal Tract | 000644 |
| Legal Block | 348 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20812 |
Source: San Diego County records · APN 279-180-03-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 641 WASHINGTON ST, RAMONA, CA 92065-7636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Aug 15, 2022 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Jun 19, 2020 | Deed of Trust, Mortgage · Line of Credit HONDA FCU |
| Nov 20, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2022 · Amount on Record |
| Deed Sale | Aug 15, 2022 · Amount on Record |
| Prior Sale | Mar 05, 2015 · Amount on Record |
| Deed Document Number | 2022328094 |
| Prior Transfer Date | Nov 14, 2019 |
| Prior Transfer Doc | 0000539817 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 641 WASHINGTON ST, RAMONA, CA 92065-7636 |
| Transaction Type | Mortgage |
| Record Updated | Dec 03, 2025 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 641 WASHINGTON ST, RAMONA, CA 92065-7636 |
| Document Number | 0000330835 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 2025-0330835 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 641 WASHINGTON ST, RAMONA, CA 92065-7636 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 641 WASHINGTON ST, RAMONA, CA 92065-7636 |
| Document Number | 0000314803 |
|---|---|
| Date | Nov 13, 2023 |
| Instrument | 2023-0314803 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2043 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 15, 2022 |
| Property Address | 641 WASHINGTON ST, RAMONA, CA 92065-7636 |
| Document Number | 0000328094 |
| Map Reference | MAP 644 |
| Instrument Date | Aug 10, 2022 |
| Instrument | 2022-0328094 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 641 WASHINGTON ST, RAMONA, CA 92065-7636 |
| Document Number | 0000328095 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 2022-0328095 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 641 WASHINGTON ST, RAMONA, CA 92065-7636 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000320389 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 2020-0320389 |
| Name | HONDA FCU |
|---|---|
| Type | Credit Union |
| Address | MARYSVILLE, OH 43040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 20, 2019 |
| Property Address | 641 WASHINGTON ST, RAMONA, CA 92065-7636 |
| Document Number | 0000539817 |
| Map Reference | MAP 644 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 2019-0539817 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 641 WASHINGTON ST, RAMONA, CA 92065-7636 |
| Document Number | 0000539818 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 2019-0539818 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,135,492 (+2%) Land $530,604 Building $604,888 | |
| 2025 | $12,072.00 (+10.44%) | $1,113,228 (+8.5%) Land $520,200 Building $593,028 |
| 2023 | $10,931.00 (+35.99%) | $1,026,000 Land $479,000 Building $547,000 |
| 2022 | $8,038.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Very High above 92% of the US · above 76% of California |
|---|---|
| Wildfire Likelihood | About 1 in 72 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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