676 Bent St, Elgin, IL 60120 Property Records

Kane County property record for 676 Bent St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,464 sqft · built 1894
Lot Size	0.164 acres (7,125 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Jul 2003)
Tax Bill	$2,648 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-24-231-019`

Property Details

APN / Parcel Number

Primary APN	`06-24-231-019`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,464 sqft Living Area
Gross Area	2,350 sqft
Basement Area	886 sqft

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Construction Type	Frame
Lot Area	7,125 sqft (0.164 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	676 BENT ST
City	ELGIN
State	IL
Zip	60120-7950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBERTS, ALFRED, SUB. - LOT 11 BLK 2
Legal Subdivision	ROBERTS ALFRED SUB
Legal Block	2
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3011
Census Tract	851400

Owner

676 Bent St is owned and occupied by two individuals who acquired it in July 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	676 BENT ST, ELGIN, IL 60120-7950
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA
Jul 16, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2003 · Amount on File
Deed Sale	Jul 16, 2003 · Amount on File
Prior Sale	May 2, 1997 · Amount on File
Deed Document Number	2003118076
Last Transfer Date	Jul 10, 2021
Transfer Doc	0000054766
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	676 BENT ST, ELGIN, IL 60120-7950
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 BENT ST, ELGIN, IL 60120-7950

Mortgage

Document Number	0000067252
Date	Sep 2, 2021
Instrument	2021K067252

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	140 Months
Due	May 1, 2033

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jul 16, 2021
Property Address	676 BENT ST, ELGIN, IL 60120-7950
Document Number	0000054766
Instrument Date	Jul 10, 2021
Instrument	2021K054766
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 BENT ST, ELGIN, IL 60120-7950

Tax Assessment & Valuation

The 2025 property tax bill for 676 Bent St was $2,648 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,648.00 Homeowner's exemption Senior Citizen's exemption	$77,880 (+8.57%) Land $14,962 Building $62,918	$233,733 (+8.57%) Land $44,904 Building $188,830
2024		$71,733 Land $13,781 Building $57,952	$215,285 Land $41,360 Building $173,926
2022	$3,443.00 (-2.82%) Homeowner's exemption	$59,091 (+6.96%) Land $11,352 Building $47,739	$177,273 (+6.96%) Land $34,056 Building $143,217
2021	$3,543.00 Homeowner's exemption	$55,246 Land $10,613 Building $44,633	$165,738 Land $31,839 Building $133,899

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 676 Bent St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 676 Bent St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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