689 Bent St, Elgin, IL 60120 Property Records

Kane County property record for 689 Bent St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1933
Lot Size	0.11 acres (4,775 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,500 (Apr 2026)
Tax Bill	$4,123 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-279-002`

Property Details

APN / Parcel Number

Primary APN	`06-24-279-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
Gross Area	1,440 sqft
1st Floor Area	720 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Construction Type	Frame
Lot Area	4,775 sqft (0.11 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	689 BENT ST
City	ELGIN
State	IL
Zip	60120-7952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUPERVISORS ASSMT PLAT LOT 347 COUNTY CLERKS SUB OF LAND IN SEC 24-41-8 LOT 30
Legal Range	08
Legal Township	41
Legal Section	24
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	5
Legal Lot Number	30,34
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5000
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	689 BENT ST, ELGIN, IL 60120-7952
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Dec 26, 2024 · Amount on Record
Deed Document Number	202615960
Prior Transfer Date	Mar 5, 1996
Prior Transfer Doc	0000019190
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 21, 2026
Property Address	689 BENT ST, ELGIN, IL 60120-7952
Document Number	0000015960
Instrument Date	Apr 1, 2026
Instrument	202615960
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$42,041.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	689 BENT ST, ELGIN, IL 60120-7952

Mortgage

Document Number	0000015961,
Date	Apr 21, 2026
Instrument	202615961

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.75%
Max Rate	-1%

Mortgage

Document Number	0000015962,
Date	Apr 21, 2026
Instrument	202615962

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,123.00 (+23.33%)	$54,046 (+8.57%) Land $12,785 Building $41,261	$162,203 (+8.57%) Land $38,370 Building $123,833
2024	$3,343.00 (+10.15%)	$49,780 (+21.39%) Land $11,776 Building $38,004	$149,400 (+21.44%) Land $35,342 Building $114,058
2022	$3,035.00 (+5.2%) Homeowner's exemption	$41,008 (+6.96%) Land $9,701 Building $31,307	$123,024 (+6.96%) Land $29,103 Building $93,921
2021	$2,885.00 Homeowner's exemption	$38,340 Land $9,070 Building $29,270	$115,020 Land $27,210 Building $87,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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