659 Bent St, Elgin, IL 60120 Property Records

Kane County property record for 659 Bent St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,152 sqft · built 1953
Lot Size	0.169 acres (7,355 sqft)
Owner	2 Individual Names on Record
Last Sale	$96,000 (Jan 2010)
Tax Bill	$6,721 (2025)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-278-002`

Property Details

APN / Parcel Number

Primary APN	`06-24-278-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	1,152 sqft Living Area
Gross Area	1,920 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,355 sqft (0.169 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	659 BENT ST
City	ELGIN
State	IL
Zip	60120-7951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUPERVISORS ASSMT PLAT LOT 347 COUNTY CLERKS SUB OF LAND IN SEC 24-41-8 LOTS 25-A & 26-A
Legal Range	08
Legal Township	41
Legal Section	24
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	5
Legal Lot Number	25,34
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5001
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1419 SPALDING AVE, ELBURN, IL 60119-7854
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2010 · Amount on Record
Deed Sale	Jan 21, 2010 · Amount on Record
Prior Sale	Nov 16, 2009
Deed Document Number	20105116
Last Transfer Date	Feb 6, 2019
Transfer Doc	0000026327
Record Updated	Oct 29, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jun 24, 2019
Property Address	659 BENT ST, ELGIN, IL 60120-7951
Document Number	0000026327
Instrument Date	Feb 6, 2019
Instrument	2019K026327
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	679 CANYON LN, 679, ELGIN, IL 60123-2524

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1419 SPADING AVE, ELBURN, IL 60119-7854

Mortgage

Document Number	0000026328
Date	Jun 24, 2019
Instrument	2019K026328

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,721.00 (+15.96%)	$88,100 (+8.57%) Land $16,038 Building $72,062	$264,406 (+8.57%) Land $48,133 Building $216,273
2024		$81,146 (+21.39%) Land $14,772 Building $66,374	$243,535 (+21.44%) Land $44,334 Building $199,202
2022	$5,796.00 (+3.96%)	$66,845 (+6.96%) Land $12,168 Building $54,677	$200,535 (+6.96%) Land $36,504 Building $164,031
2021	$5,575.00	$62,495 Land $11,376 Building $51,119	$187,485 Land $34,128 Building $153,357

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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