656 Bent St, Elgin, IL 60120 Property Records

Kane County property record for 656 Bent St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,100 sqft · built 1983
Lot Size	0.164 acres (7,125 sqft)
Owner	Individual Name on File
Tax Bill	$4,434 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-231-015`

Property Details

APN / Parcel Number

Primary APN	`06-24-231-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Lot Area	7,125 sqft (0.164 acres)
Lot Dimensions	158 ft deep x 45 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	656 BENT ST
City	ELGIN
State	IL
Zip	60120-7950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALFRED ROBERTS SUB LOTS 8, 9, 10, & 11 BLOCK 1 & BLOCKS 4 & 5 OF HENRY SHERMANS SUB SUB OF BLOCK 10 OF SHERMANS ADDN LOT 19 BLOCK 2
Legal Subdivision	ALFRED ROBERTS SUB
Legal Block	1,4,5
Legal Lot Number	8-11,
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3011
Census Tract	851400

Owner

Source: Kane County records · APN 06-24-231-015

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	656 BENT ST, ELGIN, IL 60120-7950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 19, 2013
Deed Sale	Jul 19, 2013
Prior Sale	Aug 21, 2008 · Amount on Record
Deed Document Number	201353103
Prior Transfer Date	Nov 16, 2012
Prior Transfer Doc	0000084509
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	656 BENT ST, ELGIN, IL 60120-7950
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006572
Date	Feb 19, 2019
Instrument	2019K006572

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 06, 2039

Interest

Rate	5.09%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,434.00 (+15.77%) Homeowner's exemption
2024		$60,906 (+21.39%) Land $13,781 Building $47,125	$182,791 (+21.44%) Land $41,360 Building $141,432
2022	$3,830.00 (+4.96%) Homeowner's exemption	$50,172 (+6.96%) Land $11,352 Building $38,820	$150,516 (+6.96%) Land $34,056 Building $116,460
2021	$3,649.00 Homeowner's exemption	$46,907 Land $10,613 Building $36,294	$140,721 Land $31,839 Building $108,882

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 438 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.