Missoula County property record for 675 E Central Ave, Missoula, MT 59801
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 3 ba · 2,766 sqft · built 1950 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | Individual Name on File |
| Last Sale | $720,594 (May 2026) |
| Tax Bill | $8,756 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0451939 |
| Primary APN | R0451939 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,766 sqft Living Area |
| Gross Area | 3,216 sqft |
| 1st Floor Area | 995 sqft |
| 2nd Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Finished Basement | 835 sqft |
| Unfinished Basement | 101 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,401 sqft (0.124 acres) |
| Lot Dimensions | 60 ft deep x 90 ft wide |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 349 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 179 sqft |
| Deck Area | 123 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000682202 |
|---|---|
| Street Address | 675 E CENTRAL AVE |
| City | MISSOULA |
| State | MT |
| Zip | 59801-7020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | MOUNT SENTINEL # 3, S27, T13 N, R19 W, BLOCK 3, PORTION OF LOTS 15 TO 17 |
| Legal Subdivision | MOUNT SENTINEL # 3 |
| Legal Block | 3 |
| Legal Lot Number | 15-17 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 501 |
Source: Missoula County records · APN R0451939
Assessment roll updated September 15, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2747 RIATA RD, A, MISSOULA, MT 59808-1093 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 01, 2026 | Warranty Deed, Transfer · Conventional Mortgage FLYING S TITLE AND ESCROW |
| Feb 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jan 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK |
| Feb 14, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FARMERS STATE BANK |
| Sep 18, 2018 | Warranty Deed, Transfer · Commercial Mortgage FARMERS STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 01, 2026 · Amount on Record |
| Deed Sale | May 01, 2026 · Amount on Record |
| Prior Sale | Feb 18, 2022 · Amount on Record |
| Deed Document Number | 20266309 |
| Deed Book / Page | 1127 / 972 |
| Prior Transfer Date | Nov 03, 2004 |
| Prior Transfer Doc | 0000031255 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | May 01, 2026 |
| Property Address | 675 E CENTRAL AVE, MISSOULA, MT 59801-7020 |
| Document Number | 0000006309 |
| Book / Page | 1127 / 972 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.6309 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | FLYING S TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000006310, |
|---|---|
| Date | May 01, 2026 |
| Instrument | 2026..6310 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | Feb 18, 2022 |
| Property Address | 675 E CENTRAL AVE, MISSOULA, MT 59801-7020 |
| Document Number | 0010711123 |
| Book / Page | 1071 / 1123 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 202203165 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 675 E CENTRAL AVE, MISSOULA, MT 59801-7020 |
| Document Number | 0202203166 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 202203166 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 675 E CENTRAL AVE, MISSOULA, MT 59801-7020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0010071194 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | 1007/1194 |
| Instrument | 201900659 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | LOLO, MT 59847 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 675 E CENTRAL AVE, MISSOULA, MT 59801-7020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0010081203 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 1008/1203 |
| Instrument | 201902068 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59808 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | Sep 18, 2018 |
| Property Address | 675 E CENTRAL AVE, MISSOULA, MT 59801-7020 |
| Document Number | 0010030267 |
| Book / Page | 1003 / 0267 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 201816851 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 675 E CENTRAL AVE, MISSOULA, MT 59801-7020 |
| Document Number | 201816852 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 201816852 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Missoula County records · Assessment roll updated September 15, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Municipality | Missoula City |
| Secondary School District | Missoula High School District (09 - 12) |
| Elementary School District | Missoula Elementary School District (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,756.00 (+1.54%) | $882,040 (+29.71%) Land $290,190 Building $591,850 | $882,040 (+29.71%) Land $290,190 Building $591,850 |
| 2024 | $8,623.00 (+6.05%) | ||
| 2023 | $8,131.00 | $680,000 | $680,000 Land $258,960 Building $421,040 |
Source: FEMA National Flood Hazard Layer as of May 9, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 62% of the US · lower than 61% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Centric Integrated Systems Fixed Wireless | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 269 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MISSOULA WATER serves 68,200 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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