Missoula County property record for 645 E Central Ave, Missoula, MT 59801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,390 sqft · built 1946 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $526,400 (Jun 2020) |
| Tax Bill | $7,180 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0465459 |
| Primary APN | R0465459 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,390 sqft Living Area |
| Gross Area | 2,489 sqft |
| 1st Floor Area | 1,505 sqft |
| Basement Area | 984 sqft |
| Finished Basement | 885 sqft |
| Unfinished Basement | 99 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 173 sqft |
| Deck Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0001834601 |
|---|---|
| Street Address | 645 E CENTRAL AVE |
| City | MISSOULA |
| State | MT |
| Zip | 59801-7020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | MOUNT SENTINEL # 3, S27, T13 N, R19 W, BLOCK 3, LOTS 11 & 12 |
| Legal Subdivision | MOUNT SENTINEL # 3 |
| Legal Block | 3 |
| Legal Lot Number | 11,12 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 501 |
Source: Missoula County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1001 N GARDEN CT, MAHOMET, IL 61853-9113 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2020 · Amount on Record |
| Deed Sale | Jun 23, 2020 · Amount on Record |
| Prior Sale | Aug 13, 2001 · Amount on Record |
| Deed Document Number | 202012488 |
| Deed Book / Page | 1032 / 1318 |
| Prior Transfer Date | Aug 8, 2001 |
| Prior Transfer Doc | 0006660555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | Jun 23, 2020 |
| Property Address | 645 E CENTRAL AVE, MISSOULA, MT 59801-7020 |
| Document Number | 0010321318 |
| Book / Page | 1032 / 1318 |
| Instrument Date | Jun 22, 2020 |
| Instrument | 202012488 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 645 E CENTRAL AVE, 645, MISSOULA, MT 59801-7020 |
| Name | Verified Name |
|---|---|
| Address | 645 E CENTRAL AVE, MISSOULA, MT 59801-7020 |
| Document Number | 202012489 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 202012489 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Municipality | Missoula City |
| Secondary School District | Missoula High School District (09 - 12) |
| Elementary School District | Missoula Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $745,800 (-) Land $334,920 Building $410,880 | $745,800 (-) Land $334,920 Building $410,880 | |
| 2025 | $7,180.00 (-9.97%) | $745,800 (+18.59%) Land $334,920 Building $410,880 | $745,800 (+18.59%) Land $334,920 Building $410,880 |
| 2024 | $7,975.00 (+6.02%) | ||
| 2023 | $7,522.00 | $628,900 | $628,900 Land $274,170 Building $354,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 61% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISSOULA WATER serves 68,200 people · EPA ID MT0000294 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| CIS Fixed Wireless | 1,000 / 1,000 |
May also be available: Verizon.
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