609 E Central Ave, Missoula, MT 59801 Property Records

Missoula County property record for 609 E Central Ave, Missoula, MT 59801

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,240 sqft · built 1951
Lot Size0.165 acres (7,187 sqft)
Owner2 Individual Names on File
Last Sale$429,900 (Jul 2020)
Tax Bill$6,120 (2025)
Deeds & MortgagesJul 2020 Mortgage
Aug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNR0448093

Property Details

APN / Parcel Number

Primary APNR0448093
Alternative APNs
  • 04-2200-27-3-12-15-0000
  • 0000358504
  • 0358504

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,240 sqft Living Area
Gross Area2,640 sqft
1st Floor Area1,170 sqft
Basement Area1,170 sqft
Finished Basement1,070 sqft
Unfinished Basement100 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1975
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,187 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
View / LotNeighborhood
Garage TypeAttached
Garage Area300 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area101 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000358504
Street Address609 E CENTRAL AVE
CityMISSOULA
StateMT
Zip59801-7020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionMOUNT SENTINEL # 3, S27, T13 N, R19 W, BLOCK 3, LOTS 7 & 8
Legal SubdivisionMOUNT SENTINEL # 3
Legal Block3
Legal Lot Number7,8
JurisdictionMISSOULA MT
Township / Civil DivisionMISSOULA
Census Block Group1
Census Block1029
Census Tract501

Owner

Source: Missoula County records · APN R0448093

Assessment roll updated September 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address609 E CENTRAL AVE, MISSOULA, MT 59801-7020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Aug 03, 2018Warranty Deed, Transfer · Line of Credit
FIRST SEC BK/MISSOULA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 20, 2020 · Amount on Record
Deed SaleJul 20, 2020 · Amount on Record
Prior SaleAug 03, 2018 · Amount on Record
Deed Document Number202014843
Deed Book / Page1034 / 873
Prior Transfer DateApr 15, 2013
Prior Transfer Doc0009110635
Record UpdatedJun 08, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMISSOULA MT
Recording DateJul 20, 2020
Property Address609 E CENTRAL AVE, MISSOULA, MT 59801-7020
Document Number0010340873
Book / Page1034 / 873
Instrument DateJul 14, 2020
Instrument202014843
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyINSURED TITLES LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address609 E CENTRAL AVE, MISSOULA, MT 59801-7020

Mortgage

Document Number202014844
DateJul 20, 2020
Instrument202014844
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMISSOULA MT
Recording DateAug 03, 2018
Property Address609 E CENTRAL AVE, MISSOULA, MT 59801-7020
Document Number0010001042
Book / Page001000 / 001042
Instrument DateAug 02, 2018
Instrument13426
Transaction TypeTransfer
Record UpdatedAug 15, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8800 KEEGAN TRL MISSOULA MT 598088669, MISSOULA, MT 59808-8669

Mortgage

Document Number10001043
DateAug 03, 2018
Book Page001000/001043
Instrument13427
Lender
NameFIRST SEC BK/MISSOULA
TypeBank
AddressMISSOULA, MT 59806
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Missoula County records · Assessment roll updated September 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMontana
CountyMissoula County
MunicipalityMissoula City
Secondary School DistrictMissoula High School District (09 - 12)
Elementary School DistrictMissoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,120.00 (-9.71%)$656,900 (+22.95%) Land $334,920 Building $321,980$656,900 (+22.95%) Land $334,920 Building $321,980
2024$6,778.00 (+6.04%)
2023$6,392.00$534,300$534,300 Land $274,170 Building $260,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Missoula County (30063C), updated May 9, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 62% of the US · lower than 61% of Montana
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 269 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Centric Integrated Systems
Fixed Wireless
1,000 / 1,000

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemMISSOULA WATER
serves 68,200 people
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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