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616 E Central Ave, Missoula, MT 59801 Property Records

Missoula County property record for 616 E Central Ave, Missoula, MT 59801

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,728 sqft · built 1945
Lot Size0.165 acres (7,187 sqft)
Owner2 Individual Names on File
Last Sale$493,762 (Dec 2020)
Tax Bill$6,051 (2025)
Deeds & MortgagesDec 2020 Mortgage
Aug 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNR0460241

Property Details

APN / Parcel Number

Primary APNR0460241
Alternative APNs
  • 04-2200-27-3-18-04-0000
  • 0001387203
  • 1387203

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,728 sqft Living Area
Gross Area2,866 sqft
1st Floor Area1,086 sqft
Basement Area1,058 sqft
Finished Basement250 sqft
Unfinished Basement808 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,187 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
View / LotNeighborhood
Garage TypeAttached
Garage Area330 sqft
Parking Spaces1 Parking Space
Deck Area15 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0001387203
Street Address616 E CENTRAL AVE
CityMISSOULA
StateMT
Zip59801-7021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionMOUNT SENTINEL # 2, S27, T13 N, R19 W, BLOCK 3, LOTS 26 & 27
Legal SubdivisionMOUNT SENTINEL # 2
Legal Block3
Legal Lot Number26,27
JurisdictionMISSOULA MT
Township / Civil DivisionMISSOULA
Census Block Group1
Census Block1026
Census Tract501

Owner

Source: Missoula County records · APN R0460241

Assessment roll updated September 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2356 HUGHES AVE SW, SEATTLE, WA 98116-1836
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 04, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST SECURITY BANK OF MISSOULA
Aug 05, 2019Deed of Trust, Mortgage · Line of Credit
OPPORTUNITY BK/MT
Jan 25, 2017Deed of Trust, Mortgage
OPPORTUNITY BK/MT

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 04, 2020 · Amount on Record
Deed SaleDec 04, 2020 · Amount on Record
Prior SaleDec 04, 2014 · Amount on Record
Deed Document Number202029457
Prior Transfer DateSep 02, 2011
Prior Transfer Doc0008820752
Record UpdatedJun 08, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMISSOULA MT
Recording DateDec 04, 2020
Property Address616 E CENTRAL AVE, MISSOULA, MT 59801-7021
Document Number0010450087
Book / Page1045 / 87
Instrument DateDec 04, 2020
Instrument202029457
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address616 E CENTRAL AVE, 616, MISSOULA, MT 59801-7021

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2356 HUGHES AVE SW, SEATTLE, WA 98116-1836

Mortgage

Document Number202029458
DateDec 04, 2020
Instrument202029458
Lender
NameFIRST SECURITY BANK OF MISSOULA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMISSOULA MT
Property Address616 E CENTRAL AVE, MISSOULA, MT 59801-7021
Document Number0010161315
Instrument DateAug 05, 2019
Transaction TypeMortgage
Record UpdatedSep 03, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address616 E CENTRAL AVE MISSOULA MT 598017021, MISSOULA, MT 59801-7021

Mortgage

Document Number0010161315
DateAug 16, 2019
Book Page001016/001315
Instrument13380
Lender
NameOPPORTUNITY BK/MT
AddressMISSOULA, MT 59801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 15, 2029
Interest
Rate TypeAdjustable Rate

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMISSOULA MT
Property Address616 E CENTRAL AVE, MISSOULA, MT 59801-7021
Document Number0009740182
Book / Page000974 / 000182
Instrument DateJan 25, 2017
Transaction TypeMortgage
Record UpdatedFeb 09, 2017
Title CompanyTITLE SERVICES, INC.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address616 E CENTRAL AVE MISSOULA MT 598017021, MISSOULA, MT 59801-7021

Mortgage

Document Number0009740182
DateJan 30, 2017
Book Page000974/000182
Instrument1724
Lender
NameOPPORTUNITY BK/MT
AddressHELENA, MT 59604
Agreement
AmountAmount Recorded
Term360 Months
DueJan 29, 2047

Tax Assessment & Valuation

Source: Missoula County records · Assessment roll updated September 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMontana
CountyMissoula County
MunicipalityMissoula City
Secondary School DistrictMissoula High School District (09 - 12)
Elementary School DistrictMissoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,051.00 (-11.81%)$649,400 (+20.08%) Land $334,920 Building $314,480$649,400 (+20.08%) Land $334,920 Building $314,480
2024$6,861.00 (+6.04%)
2023$6,470.00$540,800$540,800 Land $274,170 Building $266,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Missoula County (30063C), updated May 9, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 62% of the US · lower than 61% of Montana
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 269 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Centric Integrated Systems
Fixed Wireless		1,000 / 1,000

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemMISSOULA WATER
serves 68,200 people
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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