675 Arnold Rd, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 675 Arnold Rd, Saint Simons Island, GA 31522

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,542 sqft · built 2018
Lot Size0.15 acres (6,534 sqft)
Owner2 Company Names on Record
Tax Bill$10,326 (2026)
Deeds & MortgagesMar 2026 Sale
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN04-03594

Property Details

APN / Parcel Number

Primary APN04-03594

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,542 sqft Living Area
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleContemporary
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions73 ft deep x 90 ft wide
Garage TypeAttached
Garage Area598 sqft

Exterior Amenities

Pool Area240 sqft
PorchPorch
Porch Area50 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address675 ARNOLD LN
CitySAINT SIMONS ISLAND
StateGA
Zip31522-4102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionLOT 5 REGINA COURT
Legal SubdivisionS008-00
Legal Block3
Legal Lot Number5
JurisdictionGLYNN GA
Township / Civil DivisionST. SIMONS
Census Block Group2
Census Block2007
Census Tract103

Owner

Source: Glynn County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address675 ARNOLD LN, SAINT SIMONS ISLAND, GA 31522-4102
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2026Warranty Deed, Transfer
Apr 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE
Jul 18, 2019Deed with Mortgage, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2026
Deed SaleMar 2, 2026
Prior SaleJul 15, 2019 · Amount on Record
Deed Book / Page5188 / 18
Prior Transfer DateAug 15, 2016
Prior Transfer Doc0000002897
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGLYNN GA
Recording DateMar 2, 2026
Property Address675 ARNOLD LN, SAINT SIMONS ISLAND, GA 31522-4102
Document Number0051880018
Book / Page5188 / 18
Instrument DateAug 22, 2025
Transaction TypeTransfer
Record UpdatedMay 26, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address675 ARNOLD LN, SAINT SIMONS ISLAND, GA 31522-4102

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLYNN GA
Property Address675 ARNOLD RD, ST SIMONS ISLAND, GA 31522-4102
Transaction TypeMortgage
Record UpdatedJan 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address675 ARNOLD RD, SAINT SIMONS ISLAND, GA 31522-4102

Mortgage

Document Number0044360000000344
DateApr 30, 2021
Book Page0000004436/0000000344
Instrument0632021006637
Lender
NameUNITED WHOLESALE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2036

July 2019: Deed with Mortgage, Subdivision Related Transfer

Document TypeDeed with Mortgage
JurisdictionGLYNN GA
Recording DateJul 18, 2019
Property Address675 ARNOLD RD, ST SIMONS ISLAND, GA 31522-4102
Document Number0040610369
Book / Page004061 / 000369
Instrument DateJul 15, 2019
Instrument7358
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 1, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$632.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address675 ARNOLD RD ST SIMONS ISLAND GA 315224102, ST SIMONS ISLAND, GA 31522-4102

Mortgage

Document Number40610374
DateJul 18, 2019
Book Page004061/000374
Instrument7358
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 17, 2049

Tax Assessment & Valuation

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyGlynn County
Unified School DistrictGlynn County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,326.00 (-0.02%)$411,760 (-0.02%) Land $136,640 Building $275,120$1,029,400 (-0.02%) Land $341,600 Building $687,800
2025$10,328.00 (+95.64%)$411,840 (+1.46%) Land $136,640 Building $275,200$1,029,600 (+1.46%) Land $341,600 Building $688,000
2023$405,920 (+92.82%) Land $74,520 Building $331,400$1,014,800 (+92.82%) Land $186,300 Building $828,500
2022$5,279.00$210,520 Land $74,520 Building $136,000$526,300 Land $186,300 Building $340,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 125 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies356 units insured
incl. 231 condo units
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. SIMONS ISLAND
serves 29,249 people · EPA ID GA1270001
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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