520 Arnold Rd, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 520 Arnold Rd, Saint Simons Island, GA 31522

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,020 sqft · built 1979
Lot Size2.02 acres (87,991 sqft)
OwnerIndividual Name on Record
Tax Bill$30,931 (2026)
Flood ZoneZone AE (high risk)
APN04-03484

Property Details

APN / Parcel Number

Primary APN04-03484

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,020 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area87,991 sqft (2.02 acres)
Garage TypeCarport
Garage Area484 sqft
CarportCarport
Carport Area484 sqft
PorchPorch
Porch Area428 sqft
Patio Area198 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address520 ARNOLD RD
CitySAINT SIMONS ISLAND
StateGA
Zip31522-4234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionARNOLD ROAD
Legal SubdivisionS008-00
Legal Block1
Legal Lot Number14
JurisdictionGLYNN GA
Township / Civil DivisionST. SIMONS
Census Block Group2
Census Block2029
Census Tract101

Owner

Source: Glynn County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address520 ARNOLD RD, SAINT SIMONS ISLAND, GA 31522-4234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 18, 2008
Transfer Doc0025150445
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyGlynn County
Unified School DistrictGlynn County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$30,931.00 (-0.05%)$1,233,360 (-0.06%) Land $1,133,080 Building $100,280$3,083,400 (-0.06%) Land $2,832,700 Building $250,700
2025$30,948.00 (-4.91%)$1,234,040 (-4.91%) Land $1,133,080 Building $100,960$3,085,100 (-4.91%) Land $2,832,700 Building $252,400
2023$1,297,720 (-) Land $1,209,600 Building $88,120$3,244,300 (-) Land $3,024,000 Building $220,300
2022$32,545.00$1,297,720 Land $1,209,600 Building $88,120$3,244,300 Land $3,024,000 Building $220,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 455 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies952 units insured
incl. 497 condo units
Nearby Flood Claims74 (1986–2025)
Claims Outside the SFHA2 of 74
Most Recent ClaimMar 2025 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 30 claims
  • Hurricane Matthew, Oct 2016 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 69% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. SIMONS ISLAND
serves 29,249 people · EPA ID GA1270001
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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