515 Arnold Rd, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 515 Arnold Rd, Saint Simons Island, GA 31522

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,542 sqft · built 2016
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$1,275,000 (Oct 2021)
Tax Bill$13,960 (2026)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jul 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN04-03492

Property Details

APN / Parcel Number

Primary APN04-03492

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,542 sqft Living Area
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleContemporary
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialMetal
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions450 ft deep x 180 ft wide
PorchPorch
Porch Area496 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address515 ARNOLD RD
CitySAINT SIMONS ISLAND
StateGA
Zip31522-4235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionLOT 1 MARITIME LANDING
Legal SubdivisionS008-00
Legal Block1
Legal Lot Number1
JurisdictionGLYNN GA
Township / Civil DivisionST. SIMONS
Census Block Group1
Census Block1017
Census Tract101

Owner

Source: Glynn County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address515 ARNOLD RD, SAINT SIMONS ISLAND, GA 31522-4235
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2021Warranty Deed, Transfer · Conventional Mortgage
US BANK
Jul 17, 2020Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BK
Mar 12, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2021 · Amount on Record
Deed SaleOct 28, 2021 · Amount on Record
Prior SaleJul 6, 2020 · Amount on Record
Deed Document Number20215651
Deed Book / Page4574 / 56
Prior Transfer DateJul 9, 2008
Prior Transfer Doc0024920231
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGLYNN GA
Recording DateOct 28, 2021
Property Address515 ARNOLD RD, SAINT SIMONS ISLAND, GA 31522-4235
Document Number0045740056
Book / Page4574 / 56
Instrument DateOct 28, 2021
Instrument2021-005651
Transaction TypeTransfer
Record UpdatedOct 7, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 ARNOLD RD, ST SIMONS ISLAND, GA 31522-4235

Mortgage

Document Number0045740000000060
DateNov 3, 2021
Book Page0000004574/0000000060
Instrument0632021017597
Lender
NameUS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGLYNN GA
Recording DateJul 17, 2020
Property Address515 ARNOLD RD, ST SIMONS ISLAND, GA 31522-4235
Document Number0042400020
Book / Page004240 / 000020
Instrument DateJul 6, 2020
Instrument8311
Transaction TypeTransfer
Record UpdatedAug 7, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$799.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address515 ARNOLD RD ST SIMONS ISLAND GA 315224235, ST SIMONS ISLAND, GA 31522-4235

Mortgage

Document Number42400023
DateJul 17, 2020
Book Page004240/000023
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 16, 2050

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLYNN GA
Recording DateMar 12, 2019
Property Address515 ARNOLD RD, ST SIMONS ISLAND, GA 31522-4235
Document Number0040050147
Book / Page004005 / 000147
Instrument DateMar 11, 2019
Instrument2229
Transaction TypeTransfer
Record UpdatedApr 4, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address515 ARNOLD RD ST SIMONS ISLAND GA 315224235, ST SIMONS ISLAND, GA 31522-4235

Tax Assessment & Valuation

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyGlynn County
Unified School DistrictGlynn County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,960.00$556,680 (-) Land $261,800 Building $294,880$1,391,700 (-) Land $654,500 Building $737,200
2025$13,960.00 (+19.17%)$556,680 (+19.17%) Land $261,800 Building $294,880$1,391,700 (+19.17%) Land $654,500 Building $737,200
2023$467,120 (-) Land $261,800 Building $205,320$1,167,800 (-) Land $654,500 Building $513,300
2022$11,714.00$467,120 Land $261,800 Building $205,320$1,167,800 Land $654,500 Building $513,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 385 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies705 units insured
incl. 320 condo units
Nearby Flood Claims158 (1979–2024)
Claims Outside the SFHA3 of 158
Most Recent ClaimOct 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 94 claims
  • Hurricane Matthew, Oct 2016 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. SIMONS ISLAND
serves 29,249 people · EPA ID GA1270001
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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