Glynn County property record for 435 Arnold Rd, Saint Simons Island, GA 31522
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,324 sqft · built 2020 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Oct 2018) |
| Tax Bill | $14,031 (2026) |
| Deeds & Mortgages | Apr 2021 Second Mortgage Mar 2020 Construction Loan + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 04-03508 |
| Primary APN | 04-03508 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,324 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 200 ft deep x 75 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 435 ARNOLD RD |
|---|---|
| City | SAINT SIMONS ISLAND |
| State | GA |
| Zip | 31522-4233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | 75 X 200 ARNOLD RD |
| Legal Subdivision | S008-00 |
| Legal Block | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | GLYNN GA |
| Township / Civil Division | ST. SIMONS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 101 |
Source: Glynn County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 308 HALIFAX ST, WARRENTON, NC 27589-2224 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PRIMESOUTH BANK |
| Mar 25, 2020 | Deed of Trust, Construction Loan · Construction Mortgage PRIMESOUTH BK |
| Oct 17, 2018 | Grant Deed, Transfer · Line of Credit PRIMESOUTH BK |
| Oct 17, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2018 · Amount on Record |
| Deed Sale | Oct 15, 2018 · Amount on Record |
| Deed Document Number | 20183930 |
| Deed Book / Page | 3955 / 128 |
| Prior Transfer Date | Jun 29, 2006 |
| Prior Transfer Doc | 0019860222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLYNN GA |
| Property Address | 435 ARNOLD RD, SAINT SIMONS ISLAND, GA 31522-4233 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 435 ARNOLD RD, SAINT SIMONS ISLAND, GA 31522-4233 |
| Document Number | 0044280000000223 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 0000004428/0000000223 |
| Instrument | 0632021005993 |
| Name | PRIMESOUTH BANK |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLYNN GA |
| Recording Date | Mar 25, 2020 |
| Property Address | 435 ARNOLD RD, ST SIMONS ISLAND, GA 31522-4233 |
| Document Number | 0041790032 |
| Book / Page | 004179 / 000032 |
| Instrument Date | Mar 10, 2020 |
| Instrument | 3530 |
| Transaction Type | Construction Loan |
| Record Updated | May 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 308 HALIFAX ST WARRENTON NC 275892224, WARRENTON, NC 27589-2224 |
| Document Number | 41790032 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 004179/000032 |
| Instrument | 3530 |
| Name | PRIMESOUTH BK |
|---|---|
| Type | Bank |
| Address | BRUNSWICK, GA 31523 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 24, 2021 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GLYNN GA |
| Recording Date | Oct 17, 2018 |
| Property Address | 435 ARNOLD RD, ST SIMONS ISLAND, GA 31522-4233 |
| Document Number | 0039550128 |
| Book / Page | 003955 / 000128 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 11298 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 435 ARNOLD RD ST SIMONS ISLAND GA 31522, ST SIMONS ISLAND, GA 31522 |
| Document Number | 39550129 |
|---|---|
| Date | Oct 17, 2018 |
| Book Page | 003955/000129 |
| Instrument | 11299 |
| Name | PRIMESOUTH BK |
|---|---|
| Type | Bank |
| Address | BRUNSWICK, GA 31523 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GLYNN GA |
| Recording Date | Oct 17, 2018 |
| Property Address | 435 ARNOLD RD, ST SIMONS ISLAND, GA 31522-4233 |
| Document Number | 0039550127 |
| Book / Page | 003955 / 000127 |
| Instrument Date | Oct 7, 2018 |
| Instrument | 11297 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 ARNOLD RD ST SIMONS ISLAND GA 31522, ST SIMONS ISLAND, GA 31522 |
Source: Glynn County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Glynn County |
| Unified School District | Glynn County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,031.00 | $559,480 (-) Land $183,160 Building $376,320 | $1,398,700 (-) Land $457,900 Building $940,800 |
| 2025 | $14,031.00 (+25.78%) | $559,480 (+25.78%) Land $183,160 Building $376,320 | $1,398,700 (+25.78%) Land $457,900 Building $940,800 |
| 2023 | $444,800 (-) Land $99,920 Building $344,880 | $1,112,000 (-) Land $249,800 Building $862,200 | |
| 2022 | $11,155.00 | $444,800 Land $99,920 Building $344,880 | $1,112,000 Land $249,800 Building $862,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 385 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 705 units insured incl. 320 condo units |
| Nearby Flood Claims | 158 (1979–2024) |
| Claims Outside the SFHA | 3 of 158 |
| Most Recent Claim | Oct 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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