Santa Rosa County property record for 6741 Joy St, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,193 sqft · built 1966 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,000 (Jul 2022) |
| Tax Bill | $1,860 (2024) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-1N-28-0000-06601-0000 |
| Primary APN | 22-1N-28-0000-06601-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,193 sqft Living Area |
| Gross Area | 2,273 sqft |
| 1st Floor Area | 2,193 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 60 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Gazebo | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6741 JOY ST |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32583-9004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | E 75 FT OF W 475 FT OF N 140 FT OF S 305 FT OF S2 OF SE4 OF NW4 OF SECTION 22 TOWNSHIP 1 NORTH RANGE 28 WEST AS DES IN OR 4304 PG 1881 |
| Legal Range | 28W |
| Legal Township | 1N |
| Legal Section | 22 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | BAGDAD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 10709 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7778 WHITING FIELD CIR, MILTON, FL 32570-6234 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 27, 2017 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2022 · Amount on Record |
| Deed Sale | Jul 12, 2022 · Amount on Record |
| Prior Sale | Sep 27, 2017 · Amount on Record |
| Deed Document Number | 202241008 |
| Deed Book / Page | 4304 / 1881 |
| Prior Transfer Date | Sep 25, 2017 |
| Prior Transfer Doc | 0036641447 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 12, 2022 |
| Property Address | 6741 JOY ST, MILTON, FL 32583-9004 |
| Document Number | 0043041881 |
| Book / Page | 4304 / 1881 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 202241008 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3183 NOTRE DAME DR, 3183, GULF BREEZE, FL 32563-2733 |
| Name | Verified Name |
|---|---|
| Address | 6741 JOY ST, MILTON, FL 32583-9004 |
| Document Number | 0043041883 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 4304/1883 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 27, 2017 |
| Property Address | 6741 JOY ST, MILTON, FL 32583-9004 |
| Document Number | 0036641447 |
| Book / Page | 003664 / 001447 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 40136 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6741 JOY ST MILTON FL 325839004, MILTON, FL 32583-9004 |
| Document Number | 36641450 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 003664/001450 |
| Instrument | 40137 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2047 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $156,370 (+1.6%) Land $31,000 Building $125,370 | $156,370 (+1.6%) Land $31,000 Building $125,370 | |
| 2024 | $1,860.00 (-0.69%) | $153,907 (+0.92%) Land $31,000 Building $122,907 | $153,907 (+0.92%) Land $31,000 Building $122,907 |
| 2023 | $1,873.00 (+158.7%) Homeowner's exemption | $152,503 (+68.11%) Land $31,000 Building $121,503 | $152,503 (+22.35%) Land $31,000 Building $121,503 |
| 2022 | $724.00 Homeowner's exemption | $90,714 | $124,641 Land $9,500 Building $115,141 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 6 (2017–2023) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Feb 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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