6757 Joy St, Milton, FL 32583 Property Records

Santa Rosa County property record for 6757 Joy St, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,051 sqft · built 1985
Lot Size	0.723 acres (31,494 sqft)
Owner	Individual Name on File
Tax Bill	$1,335 (2024)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-1N-28-0000-06608-0000`

Property Details

APN / Parcel Number

Primary APN	`22-1N-28-0000-06608-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,051 sqft Heated Area
Gross Area	2,304 sqft
1st Floor Area	1,051 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Shingle
Lot Area	31,494 sqft (0.723 acres)
Lot Dimensions	1,400 ft deep x 2,250 ft wide
Garage Type	Detached
Garage Area	1,416 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	583 sqft
Deck Area	70 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	221N280000066080000
Street Address	6757 JOY ST
City	MILTON
State	FL
Zip	32583-9004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	E 225 FT OF W 775 FT OF N 140 FT OF S 305 FT OF S2 OF SE4 OF NW4 AS DES IN OR 1548 PG 85
Legal Range	28W
Legal Township	01N
Legal Section	22
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	2
Census Block	2025
Census Tract	10709

Owner

6757 Joy St is owned and occupied by an individual who acquired it in July 1996.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	6757 JOY ST, MILTON, FL 32583-9004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 1996
Deed Sale	Jul 9, 1996
Deed Document Number	0154800085
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6757 JOY ST, MILTON, FL 32583-9004
Document Number	0037541769
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Oct 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6757 JOY ST MILTON FL 325839004, MILTON, FL 32583-9004

Mortgage

Document Number	0037541769
Date	Aug 7, 2018
Book Page	003754/001769
Instrument	33592

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,335.00 (+4.46%) Homeowner's exemption	$140,720 (+5.69%)	$234,666 (+3.06%) Land $55,800 Building $178,866
2023	$1,278.00 (+2.65%) Homeowner's exemption	$133,146 (+2.28%)	$227,697 (+23.09%) Land $55,800 Building $171,897
2022	$1,245.00 Homeowner's exemption	$130,180	$184,977 Land $19,950 Building $165,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6757 Joy St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	6 (2017–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6757 Joy St is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20