Santa Rosa County property record for 6764 Joy St, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,208 sqft · built 2021 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $213,200 (Dec 2021) |
| Tax Bill | $1,807 (2024) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-1N-28-1655-00000-0260 |
| Primary APN | 22-1N-28-1655-00000-0260 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,208 sqft Heated Area |
| 1st Floor Area | 1,479 sqft |
| Utility Area | 21 sqft |
| Utility Room | Utility Room |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 1,400 ft deep x 750 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 221N281655000000260 |
|---|---|
| Street Address | 6764 JOY ST |
| City | MILTON |
| State | FL |
| Zip | 32583-9037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HAPPY ACRES LOT 26 DES IN OR 4004 PG 103 |
| Legal Range | 28W |
| Legal Township | 01N |
| Legal Section | 22 |
| Legal Subdivision | HAPPY ACRES |
| Legal Lot Number | 26 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | BAGDAD |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 10709 |
6764 Joy St is owned and occupied by an individual who bought it in December 2021.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6764 JOY ST, MILTON, FL 32583-9037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE OF THE SOUTH INC |
| Sep 21, 2020 | Warranty Deed, Transfer ABSOLUTE TITLE/FLORIDA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2021 · Amount on File |
| Deed Sale | Dec 1, 2021 · Amount on File |
| Prior Sale | Sep 21, 2020 · Amount on File |
| Deed Document Number | 202179431 |
| Deed Book / Page | 4213 / 1648 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 1, 2021 |
| Property Address | 6764 JOY ST, MILTON, FL 32583-9037 |
| Document Number | 0042131648 |
| Book / Page | 4213 / 1648 |
| Map Reference | MB B PG 159 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 202179431 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | ABSOLUTE TITLE OF FLORIDA |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,492.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5568 WOODBINE RD # 161, 5568, MILTON, FL 32571-8766 |
| Name | Verified Name |
|---|---|
| Address | 6764 JOY ST, MILTON, FL 32583-9037 |
| Document Number | 0042131649 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 4213/1649 |
| Name | MORTGAGE ONE OF THE SOUTH INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 21, 2020 |
| Property Address | 6764 JOY ST, MILTON, FL 32583-9037 |
| Document Number | 0040040103 |
| Book / Page | 004004 / 000103 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 47806 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2020 |
| Title Company | ABSOLUTE TITLE/FLORIDA |
| Amount | Amount on Record |
|---|---|
| Tax | $67.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5568 WOODBINE RD #161 MILTON FL 325718766, 161, MILTON, FL 32571-8766 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,807.00 (+2.03%) Homeowner's exemption | $187,391 (+3%) | $191,096 (+5.04%) Land $25,000 Building $166,096 |
| 2023 | $1,771.00 (-8.62%) | $181,933 (+16.23%) Land $25,000 Building $156,933 | $181,933 (+16.23%) Land $25,000 Building $156,933 |
| 2022 | $1,938.00 | $156,523 | $156,523 Land $9,500 Building $147,023 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6764 Joy St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 6 (2017–2023) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Feb 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6764 Joy St is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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