Santa Rosa County property record for 6717 Joy St, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 962 sqft · built 1964 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $169,900 (Feb 2024) |
| Tax Bill | $920 (2024) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-1N-28-0000-06800-0000 |
| Primary APN | 22-1N-28-0000-06800-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 962 sqft Living Area |
| Gross Area | 1,363 sqft |
| 1st Floor Area | 962 sqft |
| Utility Area | 112 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Porch | Florida Room |
| Porch Area | 238 sqft |
| Patio Area | 51 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6717 JOY ST |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32583-9004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | *DESCRIPTION UPDATE FOR 2024* E 75 FT OF W 250 FT OF N 140 FT OF S 305 FT OF S2 OF SE4 OF NW4 BEING LOT 47 UNREC PORTION OF HAPPY ACRES OF SECTION 22 TOWNSHIP 1 NORTH RANGE 28 WEST AS DES IN OR 4473 PG 875 |
| Legal Range | 28W |
| Legal Township | 1N |
| Legal Section | 22 |
| Legal Subdivision | HAPPY ACRES |
| Legal Lot Number | 47 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | BAGDAD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 10709 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6717 JOY ST, MILTON, FL 32583-9004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2024 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Oct 15, 2021 | Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC |
| Mar 28, 2018 | Warranty Deed, Transfer GUARANTEE TITLE/NORTHWEST FL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2024 · Amount on Record |
| Deed Sale | Feb 12, 2024 · Amount on Record |
| Prior Sale | Oct 15, 2021 · Amount on Record |
| Deed Document Number | 20246052 |
| Deed Book / Page | 4473 / 875 |
| Prior Transfer Date | Jul 27, 2015 |
| Prior Transfer Doc | 0034491397 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Feb 12, 2024 |
| Property Address | 6717 JOY ST, MILTON, FL 32583-9004 |
| Document Number | 0044730875 |
| Book / Page | 4473 / 875 |
| Map Reference | MB B PG 159 |
| Instrument Date | Feb 9, 2024 |
| Instrument | 202406052 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2024 |
| Title Company | GUARANTEED TITLE COMPANY, GUARANTEE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,189.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6717 JOY ST, MILTON, FL 32583-9004 |
| Name | Verified Name |
|---|---|
| Address | 1865 BAY OAKS CIR, MILTON, FL 32583-7482 |
| Document Number | 0202406053 |
|---|---|
| Date | Feb 12, 2024 |
| Instrument | 202406053 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Number | 0044730877 |
|---|---|
| Date | Feb 12, 2024 |
| Book Page | 4473/877 |
| Instrument | 202406053 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 15, 2021 |
| Property Address | 6717 JOY ST, MILTON, FL 32583-9004 |
| Document Number | 0041932074 |
| Book / Page | 4193 / 2074 |
| Map Reference | MB B PG 159 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 202169203 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2021 |
| Title Company | GUARANTEED TITLE COMPANY, GUARANTEE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $861.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6717 JOY ST, 6717, MILTON, FL 32583-9004 |
| Name | Verified Name |
|---|---|
| Address | 6717 JOY ST, MILTON, FL 32583-9004 |
| Document Number | 41932076 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 4193/2076 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 28, 2018 |
| Property Address | 6717 JOY ST, MILTON, FL 32583-9004 |
| Document Number | 0037131748 |
| Book / Page | 003713 / 001748 |
| Instrument Date | Mar 19, 2018 |
| Instrument | 12124 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2018 |
| Title Company | GUARANTEE TITLE/NORTHWEST FL |
| Amount | Amount Recorded |
|---|---|
| Tax | $420.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6717 JOY ST MILTON FL 325839004, MILTON, FL 32583-9004 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $142,136 (+29.95%) Land $31,000 Building $111,136 | $142,136 (+8.24%) Land $31,000 Building $111,136 | |
| 2024 | $920.00 (+2.68%) Homeowner's exemption | $109,380 (+3%) | $131,316 (+1.07%) Land $31,000 Building $100,316 |
| 2023 | $896.00 (+3.11%) Homeowner's exemption | $106,194 (+3%) | $129,923 (+26.02%) Land $31,000 Building $98,923 |
| 2022 | $869.00 Homeowner's exemption | $103,101 | $103,101 Land $9,500 Building $93,601 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 6 (2017–2023) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Feb 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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