674 Pearl St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 674 Pearl St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,226 sqft · built 2022
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$329,000 (Jan 2022)
Tax Bill	$4,415 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`113910-0000`

Property Details

APN / Parcel Number

Primary APN	`113910-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,226 sqft Living Area
Gross Area	1,506 sqft
1st Floor Area	648 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	674 PEARL ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-3331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	1-13 DANCY TRACT BLK 50-4 RE-SUB LOT 6 OR BLK 50 LOT 6 OF LOT 2 RESUB MB 1-107 OR5476/168
Legal Range	29E
Legal Township	07S
Legal Section	41
Legal Subdivision	DANCY TRACT BLOCKS 41 & 50
Legal Block	50
Legal Lot Number	6,2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2007
Census Tract	21002

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5427 GOOSEBERRY WAY, OCEANSIDE, CA 92057-4636
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 7, 2018	Warranty Deed, Transfer ACTION TITLE SERVICES/STATE JOHNS COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2022 · Amount on Record
Deed Sale	Jan 24, 2022 · Amount on Record
Prior Sale	Sep 7, 2018 · Amount on Record
Deed Document Number	20228190
Deed Book / Page	5476 / 168
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 24, 2022
Property Address	674 PEARL ST, SAINT AUGUSTINE, FL 32084-3331
Document Number	0054760168
Book / Page	5476 / 168
Map Reference	MB 1 PG 107
Instrument Date	Jan 13, 2022
Instrument	2022008190
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,303.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	152 SPRUCE PT, SAINT AUGUSTINE, FL 32086-1925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 PEARL ST, SAINT AUGUSTINE, FL 32084-3331

Mortgage

Document Number	0005476170
Date	Jan 24, 2022
Instrument	5476/170

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 7, 2018
Property Address	674 PEARL ST, SAINT AUGUSTINE, FL 32084-3331
Document Number	0046090678
Book / Page	004609 / 000678
Instrument Date	Sep 7, 2018
Instrument	65320
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25 MENENDEZ RD ST AUGUSTINE FL 320804543, ST AUGUSTINE, FL 32080-4543

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,100 (+6.42%) Land $45,000 Building $276,100	$321,100 (+6.42%) Land $45,000 Building $276,100
2025	$4,415.00 (+16.46%)	$301,737 (+9.52%)	$301,737 (+9.52%) Land $45,000 Building $256,737
2024	$3,791.00 (+0.64%)
2023	$3,767.00 (+778.09%)	$275,521 (+1,274.31%)	$275,521 (+1,274.31%) Land $30,000 Building $245,521
2022	$429.00	$20,048	$20,048 Land $20,048

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	15 (1989–2020)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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