590 Pearl St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 590 Pearl St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 2019
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Nov 2021)
Tax Bill	$4,065 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`113250-0020`

Property Details

APN / Parcel Number

Primary APN	`113250-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Porch	Finished/Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	590 PEARL ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-3329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	1-107 DANCY TRACT BLK 41 RESUB LOT 2 BLK 3 OR5428/166
Legal Range	29E
Legal Township	07S
Legal Section	41
Legal Subdivision	DANCY TRACT BLOCKS 41 & 50
Legal Block	41,3
Legal Lot Number	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2001
Census Tract	21002

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0437
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Aug 9, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Aug 9, 2019 · Amount on Record
Deed Document Number	2021127441
Deed Book / Page	5428 / 166
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 24, 2021
Property Address	590 PEARL ST, SAINT AUGUSTINE, FL 32084-3329
Document Number	0054280166
Book / Page	5428 / 166
Map Reference	MB 1 PG 107
Instrument Date	Nov 22, 2021
Instrument	2021127441
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 MONROE AVE, ST AUGUSTINE, FL 32086-3875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 N WHITNEY ST, ST AUGUSTINE, FL 32084-0437

Mortgage

Document Number	0005428168
Date	Nov 24, 2021
Instrument	5428/168

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 9, 2019
Property Address	590 PEARL ST, SAINT AUGUSTINE, FL 32084-3329
Document Number	0047751102
Book / Page	4775 / 1102
Map Reference	MB 1 PG 107
Instrument Date	Aug 9, 2019
Instrument	2019058550
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,119.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1185 BAYFOREST RD, 1185, SAINT AUGUSTINE, FL 32084-8200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 PEARL ST, SAINT AUGUSTINE, FL 32084-3329

Mortgage

Document Number	0047751104
Date	Aug 9, 2019
Instrument	4775/1104

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,653 (+1.73%) Land $45,000 Building $235,653	$280,653 (+1.73%) Land $45,000 Building $235,653
2025	$4,065.00 (+16.11%)	$275,872 (+9.03%)	$275,872 (+9.03%) Land $45,000 Building $230,872
2024	$3,501.00 (+0.6%)
2023	$3,480.00 (+1.05%)	$253,023 (+1.4%)	$253,023 (+1.4%) Land $30,000 Building $223,023
2022	$3,444.00	$249,519	$249,519 Land $20,048 Building $229,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	15 (1989–2020)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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