680 Pearl St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 680 Pearl St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,049 sqft · built 2023
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Mar 2023)
Tax Bill	$4,405 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`113900-0000`

Property Details

APN / Parcel Number

Primary APN	`113900-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,049 sqft Living Area
1st Floor Area	1,049 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Lot Dimensions	90 ft deep x 100 ft wide
Porch	Finished/Open Porch
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	680 PEARL ST
City	SAINT AUGUSTINE
State	FL
Zip	32084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	1-107 DANCY TRACT BLK 50-4 RE-SUBD LOT 4 BLK 3 & LOT 5 BLK 2 OR BLK 50 LOT 4 OF LOT 3 RE-SUB & LOT 5 OF LOT 2 RE-SUB MB1/107 OR5732/411
Legal Range	29E
Legal Township	07S
Legal Section	41
Legal Subdivision	DANCY TRACT BLOCKS 41 & 50
Legal Block	50,3,
Legal Lot Number	4,5,3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2007
Census Tract	21002

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 W LAS FLORES DR, ALTADENA, CA 91001-4348
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Warranty Deed, Transfer · Conventional Mortgage ARC HOME LLC
Sep 7, 2018	Warranty Deed, Transfer ACTION TITLE SERVICES/STATE JOHNS COUNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	Sep 7, 2018 · Amount on Record
Deed Document Number	202323842
Deed Book / Page	5732 / 411
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 30, 2023
Property Address	680 PEARL ST, SAINT AUGUSTINE, FL 32084-3331
Document Number	0057320411
Book / Page	5732 / 411
Map Reference	MB 1 PG 107
Instrument Date	Mar 29, 2023
Instrument	2023023842
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	152 SPRUCE PT, ST AUGUSTINE, FL 32086-1925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 W LAS FLORES DR, ALTADENA, CA 91001-4348

Mortgage

Document Number	0005732413
Date	Mar 30, 2023
Instrument	5732/413

Lender

Name	ARC HOME LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 7, 2018
Property Address	680 PEARL ST, SAINT AUGUSTINE, FL 32084-3331
Document Number	0046090678
Book / Page	004609 / 000678
Instrument Date	Sep 7, 2018
Instrument	65320
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25 MENENDEZ RD ST AUGUSTINE FL 320804543, ST AUGUSTINE, FL 32080-4543

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,673 (+1.55%) Land $60,000 Building $245,673	$305,673 (+1.55%) Land $60,000 Building $245,673
2025	$4,405.00 (+7.05%)	$301,003 (-1.76%)	$301,003 (-1.76%) Land $60,000 Building $241,003
2024	$4,115.00 (+440.74%)	$306,402 (+410.67%)	$306,402 (+410.67%) Land $60,000 Building $246,402
2023	$761.00 (+97.15%)	$60,000 (+49.64%)	$60,000 (+49.64%) Land $60,000
2022	$386.00	$40,096	$40,096 Land $40,096

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	15 (1989–2020)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Pearl St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures