594 Pearl St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 594 Pearl St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1953
Lot Size	0.11 acres (4,791 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Nov 2023)
Tax Bill	$3,616 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`113250-0000`

Property Details

APN / Parcel Number

Primary APN	`113250-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Porch	Finished/Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	594 PEARL ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-3329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	1-107 DANCY TRACT BLK 41 RESUB LOT 1 BLK 3 OR5854/1516
Legal Range	29E
Legal Township	07S
Legal Section	41
Legal Subdivision	DANCY TRACT BLOCKS 41 & 50
Legal Block	41,3
Legal Lot Number	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2001
Census Tract	21002

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	594 PEARL ST, SAINT AUGUSTINE, FL 32084-3329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE EQUITY PARTNERS LLC
Nov 9, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE EQUITY PARTNERS LLC
Nov 14, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 18, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 15, 2020	Grant Deed, Transfer PHILIP Z FREEDMAN TRUST (RT)
Jul 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2023 · Amount on Record
Deed Sale	Nov 9, 2023 · Amount on Record
Prior Sale	Nov 14, 2022 · Amount on Record
Deed Document Number	202388321
Deed Book / Page	5854 / 1516
Prior Transfer Date	Jun 15, 2017
Prior Transfer Doc	0044020934
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	594 PEARL ST, SAINT AUGUSTINE, FL 32084-3329
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	594 PEARL ST, SAINT AUGUSTINE, FL 32084-3329

Mortgage

Document Number	0062641605
Date	Dec 1, 2025
Book Page	6264/1605
Instrument	2025096902

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company
Address	LYNNFIELD, MA 01940

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 9, 2023
Property Address	594 PEARL ST, SAINT AUGUSTINE, FL 32084-3329
Document Number	0058541516
Book / Page	5854 / 1516
Map Reference	MB 1 PG 107
Instrument Date	Nov 7, 2023
Instrument	2023088321
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	FLORIDA CLOSING AND ESCROW LLC, FLORIDA CLOSING COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5785 ALAMOSA CIR, JACKSONVILLE, FL 32258-3101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	594 PEARL ST, SAINT AUGUSTINE, FL 32084-3329

Mortgage

Document Number	0058541519
Date	Nov 9, 2023
Instrument	5854/1519

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 14, 2022
Property Address	594 PEARL ST, SAINT AUGUSTINE, FL 32084-3329
Document Number	0056621661
Book / Page	5662 / 1661
Map Reference	MB 1 PG 107
Instrument Date	Nov 8, 2022
Instrument	2022103706
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2560 CHESTNUT HILL RD, FOREST HILL, MD 21050-1711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5785 ALAMOSA CIR, JACKSONVILLE, FL 32258-3101

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 18, 2021
Property Address	594 PEARL ST, SAINT AUGUSTINE, FL 32084-3329
Document Number	0053460021
Book / Page	5346 / 21
Map Reference	MB 1 PG 107
Instrument Date	Aug 16, 2021
Instrument	2021091078
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13245 ATLANTIC BLVD # BLVD4-146, BLVD4-146, JACKSONVILLE, FL 32225-7121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	594 PEARL ST, SAINT AUGUSTINE, FL 32084-3329

Mortgage

Document Number	0000534623
Date	Aug 18, 2021
Instrument	5346/23

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 15, 2020
Property Address	594 PEARL ST, SAINT AUGUSTINE, FL 32084-3329
Document Number	0050710937
Book / Page	005071 / 000937
Instrument Date	Oct 1, 2020
Instrument	91083
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$12,600.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13245 ATLANTIC BLVD #4-146 JACKSONVILLE FL 322257121, 4-146, JACKSONVILLE, FL 32225-7121
Investor	Possibly a Property Investor

Mortgage

Document Number	50710942
Date	Oct 15, 2020
Book Page	005071/000942
Instrument	91084

Lender

Name	PHILIP Z FREEDMAN TRUST (RT)
Address	205 14TH ST, ST AUGUSTINE, FL 32084-1504

Agreement

Amount	Amount Recorded

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 11, 2017
Property Address	594 PEARL ST, SAINT AUGUSTINE, FL 32084-3329
Document Number	0044020934
Book / Page	004402 / 000934
Instrument Date	Jun 15, 2017
Instrument	47576
Transaction Type	Transfer
Record Updated	Jul 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	405 S LAKEWOOD RUN DR PONTE VEDRA BEACH FL 320824339, PONTE VEDRA BEACH, FL 32082-4339

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,402 (+9.36%) Land $45,000 Building $220,402	$265,402 (+9.36%) Land $45,000 Building $220,402
2025	$3,616.00 (+18.29%)	$242,685 (+80.09%)	$242,685 (+80.09%) Land $45,000 Building $197,685
2024	$3,057.00 (+55.02%)
2023	$1,972.00 (+3.79%)	$134,755 (+4.12%)	$134,755 (+4.12%) Land $30,000 Building $104,755
2022	$1,900.00	$129,418	$129,418 Land $20,048 Building $109,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	15 (1989–2020)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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