Union County property record for 6704 Prospect Pointe Dr, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,723 sqft · built 1998 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $254,500 (Apr 2020) |
| Tax Bill | $1,690 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Feb 2020 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-291-067 |
| Primary APN | 04-291-067 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,723 sqft Living Area |
| Gross Area | 2,185 sqft |
| 1st Floor Area | 1,723 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 40,511 sqft (0.93 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6704 PROSPECT POINTE DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #48 PROSPECT POINTE OPCE960 |
| Legal Subdivision | PROSPECT POINTE |
| Legal Lot Number | 48 |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 20902 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6704 PROSPECT POINTE DR, MONROE, NC 28112-7740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 14, 2020 | Court-Ordered Deed, Foreclosure · Construction Mortgage PANTHEON CAP ADVISORS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2020 · Amount on Record |
| Deed Sale | Apr 23, 2020 · Amount on Record |
| Prior Sale | Feb 14, 2020 · Amount on Record |
| Deed Document Number | 202013684 |
| Deed Book / Page | 7645 / 664 |
| Prior Transfer Date | Jan 15, 2020 |
| Prior Transfer Doc | 0007586111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 23, 2020 |
| Property Address | 6704 PROSPECT POINTE DR, MONROE, NC 28112-7740 |
| Document Number | 0007645664 |
| Book / Page | 7645 / 664 |
| Map Reference | CAB E FILE 960 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 13684 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $509.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1612 SEATTLE SLEW CT, 1612, WAXHAW, NC 28173-6642 |
| Name | Verified Name |
|---|---|
| Address | 6704 PROSPECT POINTE DR, MONROE, NC 28112-7740 |
| Document Number | 0000013685 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 13685 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 14, 2020 |
| Property Address | 6704 PROSPECT POINTE DR, MONROE, NC 28112-7740 |
| Document Number | 7586108 |
| Book / Page | 007586 / 000108 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 5094 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $431.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1612 SEATTLE SLEW CT WAXHAW NC 281736642, WAXHAW, NC 28173-6642 |
| Document Number | 7586111 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 007586/000111 |
| Instrument | 5095 |
| Name | PANTHEON CAP ADVISORS INC |
|---|---|
| Address | RALEIGH, NC 27615 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 13, 2021 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $366,800 (-) Land $34,300 Building $332,500 | $366,800 (-) Land $34,300 Building $332,500 | |
| 2025 | $1,690.00 (+6.42%) | $366,800 (+43.34%) Land $34,300 Building $332,500 | $366,800 (+43.34%) Land $34,300 Building $332,500 |
| 2023 | $1,588.00 | $255,900 Land $23,000 Building $232,900 | $255,900 Land $23,000 Building $232,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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