668 Valley Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 668 Valley Rd, Montclair, NJ 07043

Property Summary

Property TypeSingle Family Home
Details2,645 sqft · built 1890
Lot Size0.166 acres (7,248 sqft)
OwnerIndividual Name on File
Last Sale$615,000 (Jan 2009)
Tax Bill$22,995 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-01801-0000-00010

Property Details

APN / Parcel Number

Primary APN13-01801-0000-00010
Alternative APN
  • 130180100010

Interior

Stories2 Stories
Building Area2,645 sqft Living Area

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Construction TypeFrame
Lot Area7,248 sqft (0.166 acres)
Lot Dimensions125 ft deep x 58 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130180100010
Street Address668 VALLEY RD
CityMONTCLAIR
StateNJ
Zip07043-1429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description58X125
Legal Block1801
Legal Lot Number10
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group2
Census Block2003
Census Tract16100

Owner

668 Valley Rd is owned and occupied by an individual who acquired it in October 2011.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of RecordIndividual Name on File
Mailing Address668 VALLEY RD, MONTCLAIR, NJ 07043-1429
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Nov 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
PNC BK NATL ASSN
May 22, 2019Deed of Trust, Mortgage · Line of Credit
PNC BK NATL ASSN
May 22, 2019Deed of Trust, Mortgage · Line of Credit
PNC BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2009 · Amount on File
Deed SaleJan 28, 2009 · Amount on File
Prior SaleAug 15, 1996 · Amount on File
Deed Document Number20099004893
Deed Book / Page12176 / 960
Last Transfer DateOct 1, 2011
Transfer Doc0011076405
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address668 VALLEY RD, MONTCLAIR, NJ 07043-1429
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address668 VALLEY RD, MONTCLAIR, NJ 07043-1429

Mortgage

Document Number0000048088
DateAug 10, 2023
Instrument2023048088
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45401
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueAug 15, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address668 VALLEY RD, MONTCLAIR, NJ 07043-1429
Document Number0000120470
Instrument DateNov 19, 2020
Transaction TypeMortgage
Record UpdatedDec 18, 2020
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address668 VALLEY RD MONTCLAIR NJ 070431429, MONTCLAIR, NJ 07043-1429

Mortgage

Document Number0000120470
DateDec 3, 2020
Instrument120470
Lender
NamePNC BK NATL ASSN
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 2, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address668 VALLEY RD, MONTCLAIR, NJ 07043-1429
Document Number0000055480
Instrument DateMay 22, 2019
Transaction TypeMortgage
Record UpdatedJul 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address668 VALLEY RD MONTCLAIR NJ 070431429, MONTCLAIR, NJ 07043-1429

Mortgage

Document Number0000055480
DateJun 18, 2019
Instrument55480
Lender
NamePNC BK NATL ASSN
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address668 VALLEY RD, MONTCLAIR, NJ 07043-1429
Document Number0000054675
Instrument DateMay 22, 2019
Transaction TypeMortgage
Record UpdatedJul 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address668 VALLEY RD MONTCLAIR NJ 070431429, MONTCLAIR, NJ 07043-1429

Mortgage

Document Number0000054675
DateJun 14, 2019
Instrument54675
Lender
NamePNC BK
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 668 Valley Rd was $22,995, up 5.1% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$654,000 (-) Land $302,600 Building $351,400$654,000 (-) Land $302,600 Building $351,400
2025$22,995.00 (+5.11%)$654,000 Land $302,600 Building $351,400$654,000 Land $302,600 Building $351,400
2024$21,877.00
2023$642,900 Land $302,600 Building $340,300$642,900 Land $302,600 Building $340,300
2022$21,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 668 Valley Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1979–2007)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 668 Valley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Valley Rd

Nearby Streets

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