Essex County and Montclair Township property record for 674 Valley Rd, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 1,522 sqft · built 1887 |
| Lot Size | 0.201 acres (8,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $960,000 (May 2023) |
| Tax Bill | $18,607 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01801-0000-00019 |
| Primary APN | 13-01801-0000-00019 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,522 sqft Living Area |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1887 |
| Construction Type | Frame |
| Lot Area | 8,750 sqft (0.201 acres) |
| Lot Dimensions | 250 ft deep x 35 ft wide |
| Old Parcel Number | 130180100019 |
|---|---|
| Street Address | 674 VALLEY RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-1430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 35X250 IRR |
| Legal Block | 1801 |
| Legal Lot Number | 19 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 16100 |
674 Valley Rd is owned and occupied by two individuals who bought it in May 2023.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 674 VALLEY RD, MONTCLAIR, NJ 07043-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2023 | Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Jan 26, 2022 | Deed, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA |
| Oct 13, 2021 | Deed, Transfer FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2023 · Amount on File |
| Deed Sale | May 9, 2023 · Amount on File |
| Prior Sale | Jan 26, 2022 · Amount on File |
| Deed Document Number | 202327862 |
| Prior Transfer Date | Nov 3, 2021 |
| Prior Transfer Doc | 0000006886 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 9, 2023 |
| Property Address | 674 VALLEY RD, MONTCLAIR, NJ 07043-1430 |
| Document Number | 0000027862 |
| Instrument Date | Apr 20, 2023 |
| Instrument | 2023027862 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,248.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1710 SATINWOOD DR, MURFREESBORO, TN 37129-3641 |
| Name | Verified Name |
|---|---|
| Address | 674 VALLEY RD, MONTCLAIR, NJ 07043-1430 |
| Document Number | 0000027863 |
|---|---|
| Date | May 9, 2023 |
| Instrument | 2023027863 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jan 26, 2022 |
| Property Address | 674 VALLEY RD, MONTCLAIR, NJ 07043-1430 |
| Document Number | 0000006886 |
| Instrument Date | Nov 3, 2021 |
| Instrument | 2022006886 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 674 VALLEY RD, MONTCLAIR, NJ 07043-1430 |
| Document Number | 0000006887 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022006887 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Dec 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 4.75% |
| Index | 1-Year CMT |
| Max Rate | 7.75% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Oct 13, 2021 |
| Property Address | 674 VALLEY RD, MONTCLAIR, NJ 07043-1430 |
| Document Number | 0000123359 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2021123359 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 926 OLD DEPOT RD, 926, SHAFTSBURY, VT 05262-9331 |
| Name | Verified Name |
|---|---|
| Address | 674 VALLEY RD, MONTCLAIR, NJ 07043-1430 |
The 2025 property tax bill for 674 Valley Rd was $18,607, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $529,200 (-) Land $309,500 Building $219,700 | $529,200 (-) Land $309,500 Building $219,700 | |
| 2025 | $18,607.00 (+3.33%) | $529,200 Land $309,500 Building $219,700 | $529,200 Land $309,500 Building $219,700 |
| 2024 | $18,008.00 | ||
| 2023 | $507,300 Land $309,500 Building $197,800 | $507,300 Land $309,500 Building $197,800 | |
| 2022 | $16,680.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 674 Valley Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2007) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2007 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 674 Valley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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