653 Valley Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 653 Valley Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,600 sqft · built 1903
Lot Size	0.229 acres (9,980 sqft)
Owner	2 Individual Names on File
Last Sale	$1,400,000 (Jan 2024)
Tax Bill	$28,160 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01808-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`13-01808-0000-00029`
Alternative APN	`130180800029`

Interior

Stories	2 Stories
Building Area	2,600 sqft Living Area

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Construction Type	Frame
Lot Area	9,980 sqft (0.229 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130180800029
Street Address	653 VALLEY RD
City	MONTCLAIR
State	NJ
Zip	07043-1439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	9980SF
Legal Subdivision	TOWNSHIP/MONTCLAIR
Legal Block	1808
Legal Lot Number	29
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2006
Census Tract	16100

Owner

653 Valley Rd is owned and occupied by two individuals who bought it in January 2024.

Source: Essex County and Montclair Township records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	653 VALLEY RD, MONTCLAIR, NJ 07043-1439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2024 · Amount on File
Deed Sale	Jan 9, 2024 · Amount on File
Prior Sale	Mar 23, 1993
Deed Document Number	20241598
Prior Transfer Date	Mar 15, 1993
Prior Transfer Doc	5253000781
Record Updated	Oct 29, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 9, 2024
Property Address	653 VALLEY RD, MONTCLAIR, NJ 07043-1439
Document Number	0000001598
Instrument Date	Nov 8, 2023
Instrument	2024001598
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2562 CHARLESTON ST, OAKLAND, CA 94602-2551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 VALLEY RD, MONTCLAIR, NJ 07043-1439

Mortgage

Document Number	0000001599
Date	Jan 9, 2024
Instrument	2024001599

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 653 Valley Rd was $28,160, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$800,900 (-) Land $359,900 Building $441,000	$800,900 (-) Land $359,900 Building $441,000
2025	$28,160.00 (+3.32%)	$800,900 Land $359,900 Building $441,000	$800,900 Land $359,900 Building $441,000
2024	$27,254.00
2023		$625,000 (-) Land $359,900 Building $265,100	$625,000 (-) Land $359,900 Building $265,100
2022	$20,550.00 (+1.77%)	$625,000 Land $359,900 Building $265,100	$625,000 Land $359,900 Building $265,100
2021	$20,193.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 653 Valley Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–2007)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 653 Valley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20