Essex County and Montclair Township property record for 658 Valley Rd, Montclair, NJ 07043
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 21,800 sqft · built 1951 |
| Lot Size | 1.04 acres (45,699 sqft) |
| Owner | Company Name on File |
| Last Sale | $6,000,000 (Dec 2021) |
| Tax Bill | $107,097 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01810-0000-00012 |
| Primary APN | 13-01810-0000-00012 |
|---|---|
| Alternative APN |
|
| Units | 31 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 21,800 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 45,699 sqft |
| Old Parcel Number | 130181000012 |
|---|---|
| Street Address | 658 VALLEY RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-1434 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R3 |
| Legal Description | 45700SF |
| Legal Block | 1810 |
| Legal Lot Number | 12 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 16100 |
658 Valley Rd, a residential property, is owned by a company that bought it in December 2021.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 5026, CALDWELL, NJ 07006-0501 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · Commercial Mortgage LAKELAND BANK |
| Dec 29, 2021 | Deed, Transfer · Commercial Mortgage LAKELAND BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on File |
| Deed Sale | Dec 29, 2021 · Amount on File |
| Prior Sale | May 17, 1989 |
| Deed Document Number | 2021151528 |
| Prior Transfer Date | May 16, 1989 |
| Prior Transfer Doc | 5078000393 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 658 VALLEY RD, MONTCLAIR, NJ 07043-1434 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | ASSOCIATED TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 81 ELMWOOD TER, WEST CALDWELL, NJ 07006-7942 |
| Document Number | 0000007606 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 2022007606 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Dec 29, 2021 |
| Property Address | 658 VALLEY RD, MONTCLAIR, NJ 07043-1434 |
| Document Number | 0000151528 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 2021151528 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | ASSOCIATED TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 70 BEACH ST, BLOOMFIELD, NJ 07003-3502 |
| Name | Verified Name |
|---|---|
| Address | 81 ELMWOOD TER, WEST CALDWELL, NJ 07006-7942 |
| Document Number | 0000151529 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 2021151529 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 658 Valley Rd was $107,097, up 13.8% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,046,000 (-) Land $1,350,000 Building $1,696,000 | $3,046,000 (-) Land $1,350,000 Building $1,696,000 | |
| 2025 | $107,097.00 (+13.83%) | $3,046,000 Land $1,350,000 Building $1,696,000 | $3,046,000 Land $1,350,000 Building $1,696,000 |
| 2024 | $94,089.00 | ||
| 2023 | $2,764,900 Land $1,350,000 Building $1,414,900 | $2,764,900 Land $1,350,000 Building $1,414,900 | |
| 2022 | $90,909.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 658 Valley Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2007) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2007 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 658 Valley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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