617 Monterrey Ter, McHenry, IL 60050 Property Records

Lake County property record for 617 Monterrey Ter, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,380 sqft · built 1979
Lot Size	0.184 acres (8,006 sqft)
Owner	Individual Name on Record
Tax Bill	$7,997 (2024)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`05-04-301-014`

Property Details

APN / Parcel Number

Primary APN	`05-04-301-014`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,380 sqft Living Area
Gross Area	1,864 sqft
1st Floor Area	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	8,006 sqft (0.184 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	1,126 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	617 MONTERREY TER
City	MCHENRY
State	IL
Zip	60050-7135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICHARD G.GREMLEY & ROY N.MILLER-S ROUND HILL SUB LOT 36
Legal Subdivision	RICHARD G.GREMLEY & ROY N.MILLER-S ROUND
Legal Lot Number	36
Jurisdiction	LAKE IL
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1010
Census Tract	860908

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	617 MONTERREY TER, MCHENRY, IL 60050-7135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 12, 2004
Transfer Doc	0005673937
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Recording Date	Sep 3, 2026
Property Address	617 MONTERREY TER, MCHENRY, IL 60050-7135
Document Number	0008192849
Instrument Date	Aug 19, 2026
Instrument	20268192849
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 MONTERREY TER, MCHENRY, IL 60050-7135

Mortgage

Document Number	0008192849,
Date	Sep 3, 2026
Instrument	20268192849

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Grant Township
Municipality	Fox Lake Village
Elementary School District	Fox Lake Grade School District 114 (PK - 08)
Secondary School District	Grant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,217 (+29.18%) Land $18,250 Building $95,967	$342,685 (+29.18%) Land $54,755 Building $287,930
2024	$7,997.00 (+16.92%)
2023	$6,840.00 (+3.54%)	$88,414 (+8.9%) Land $15,922 Building $72,492	$265,269 (+8.9%) Land $47,771 Building $217,498
2022	$6,606.00	$81,191 Land $12,858 Building $68,333	$243,597 Land $38,578 Building $205,019

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 96 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 units insured incl. 4 condo units
Nearby Flood Claims	35 (2007–2026)
Claims Outside the SFHA	1 of 35
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20