Worcester County and Hardwick Town property record for 498 Lower Rd, Gilbertville, MA 01031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,586 sqft · built 1981 |
| Lot Size | 1.22 acres (53,448 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $114,995 (Nov 1998) |
| Tax Bill | $4,668 (2026) |
| APN | 1110-00120 |
| Primary APN | 1110-00120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,586 sqft Living Area |
| Gross Area | 2,802 sqft |
| 1st Floor Area | 1,482 sqft |
| Basement Area | 1,104 sqft |
| Finished Basement | 1,104 sqft |
| Unfinished Basement | 1,104 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 53,448 sqft (1.22 acres) |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 1110-00120 |
|---|---|
| Street Address | 498 LOWER RD |
| City | GILBERTVILLE |
| State | MA |
| Zip | 01031-9841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Lot Number | 12-0 |
| Jurisdiction | HARDWICK MA |
| Township / Civil Division | HARDWICK |
| Census Block Group | 1 |
| Census Block | 1086 |
| Census Tract | 723100 |
Source: Worcester County and Hardwick Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 257, GILBERTVILLE, MA 01031-0257 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 1998 · Amount on Record |
| Deed Sale | Nov 2, 1998 · Amount on Record |
| Deed Book / Page | 20608 / 132 |
| Record Updated | Oct 29, 2026 |
Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Hardwick Town |
| Unified School District | Quabbin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,668.00 (+6.19%) | $366,400 (+9.6%) Land $43,500 Building $310,500 | $443,385 (+8.62%) |
| 2025 | $4,396.00 (+4.2%) | $334,300 (-) Land $43,500 Building $290,800 | $408,215 (+5.53%) |
| 2024 | $4,219.00 (-0.09%) | $334,300 (+5.29%) Land $43,500 Building $290,800 | $386,840 |
| 2023 | $4,223.00 | $317,500 Land $41,500 Building $276,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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