San Diego County property record for 664 Montage Rd, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,957 sqft · built 1992 |
| Lot Size | 0.139 acres (6,055 sqft) |
| Owner | Individual Name on File |
| Last Sale | $485,000 (Aug 2015) |
| Tax Bill | $6,531 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-692-59-00 |
| Primary APN | 161-692-59-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,957 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 6,055 sqft (0.139 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 664 MONTAGE RD |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-1 (Res) |
| Legal Description | LOT 59 TR 012486 |
| Legal Subdivision | RANCHO DEL ORO INDUST PARK |
| Legal Tract | 012486 |
| Legal Block | 1 |
| Legal Lot Number | 59 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 18525 |
664 Montage Rd is owned and occupied by an individual who acquired it in June 2019.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 664 MONTAGE RD, OCEANSIDE, CA 92057-6371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2024 | Intrafamily Transfer, Transfer · Line of Credit HARVEST SMALL BUSINESS FINANCE LLC |
| Jul 15, 2019 | Quit Claim Deed, Transfer · Conventional with PMI NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2015 · Amount on File |
| Deed Sale | Aug 31, 2015 · Amount on File |
| Prior Sale | Oct 29, 1991 · Amount on File |
| Deed Document Number | 2015458936 |
| Last Transfer Date | Jun 11, 2019 |
| Transfer Doc | 0000281519 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 2, 2024 |
| Property Address | 664 MONTAGE RD, OCEANSIDE, CA 92057-6371 |
| Document Number | 0000081020 |
| Map Reference | MAP 12486 |
| Instrument Date | Mar 24, 2024 |
| Instrument | 2024-0081020 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 664 MONTAGE RD, OCEANSIDE, CA 92057-6371 |
| Document Number | 0000081021 |
|---|---|
| Date | Apr 2, 2024 |
| Instrument | 2024-0081021 |
| Name | HARVEST SMALL BUSINESS FINANCE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 15, 2019 |
| Property Address | 664 MONTAGE RD, OCEANSIDE, CA 92057-6371 |
| Document Number | 0000281519 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 281519 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2019 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 664 MONTAGE RD OCEANSIDE CA 920576371, OCEANSIDE, CA 92057-6371 |
| Document Number | 281520 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 281520 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 14, 2049 |
The 2025 property tax bill for 664 Montage Rd was $6,531.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $585,616 (+2%) Land $143,211 Building $442,405 | |
| 2025 | $6,531.00 | $574,134 Land $140,403 Building $433,731 |
| 2023 | $6,017.00 (+0.25%) | $551,841 Land $134,951 Building $416,890 |
| 2022 | $6,002.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 664 Montage Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 664 Montage Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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