San Diego County property record for 677 Montage Rd, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,254 sqft · built 1992 |
| Lot Size | 0.152 acres (6,635 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $893,500 (Feb 2023) |
| Tax Bill | $7,312 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Feb 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-692-02-00 |
| Primary APN | 161-692-02-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,254 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 6,635 sqft (0.152 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 677 MONTAGE RD |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-1 (Res) |
| Legal Description | LOT 2 TR 012486 |
| Legal Subdivision | RANCHO DEL ORO INDUST PARK |
| Legal Tract | 012486 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 18525 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 677 MONTAGE RD, OCEANSIDE, CA 92057-6372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Feb 7, 2023 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Feb 7, 2023 | Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Jan 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Apr 24, 2020 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2023 · Amount on Record |
| Deed Sale | Feb 7, 2023 · Amount on Record |
| Prior Sale | Apr 24, 2020 · Amount on Record |
| Deed Document Number | 202331154 |
| Prior Transfer Date | Feb 2, 2023 |
| Prior Transfer Doc | 0000031155 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 7, 2023 |
| Property Address | 677 MONTAGE RD, OCEANSIDE, CA 92057-6372 |
| Document Number | 0000031155 |
| Map Reference | MAP 12486 |
| Instrument Date | Feb 2, 2023 |
| Instrument | 2023-0031155 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 677 MONTAGE RD, OCEANSIDE, CA 92057-6372 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 7, 2023 |
| Property Address | 677 MONTAGE RD, OCEANSIDE, CA 92057-6372 |
| Document Number | 0000031154 |
| Map Reference | MAP 12486 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 2023-0031154 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 677 MONTAGE RD, OCEANSIDE, CA 92057-6372 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 677 MONTAGE RD, OCEANSIDE, CA 92057-6372 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000013519 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 2018-0013519 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2038 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 24, 2020 |
| Property Address | 677 MONTAGE RD, OCEANSIDE, CA 92057-6372 |
| Document Number | 0000208508 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 208508 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $707.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3917 CREEK RD PARK CITY UT 84098, PARK CITY, UT 84098 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $663,268 (+2%) Land $403,924 Building $259,344 | |
| 2025 | $7,312.00 (+626.12%) Homeowner's exemption | $650,263 (-3.84%) Land $396,004 Building $254,259 |
| 2023 | $1,007.00 (+0.3%) | $676,260 Land $416,160 Building $260,100 |
| 2022 | $1,004.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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